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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in Jacksonville.

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Active

$1,100,0004 bd · 3.5 ba · 1,800 sq ft

Active·141 days on market

504 Nineteenth Street

St. Augustine, FL 32084

$1,100,000$611/sqftEst. $5,997/mo mortgageMLS# 2151327
4
Beds
3.5
Baths
1,800
Sq Ft
2026
Built
1
Garage
Yes
Pool
FEMA Zone AENo HOA9,583 sqft lotSingle Family Residence2 storiesNew construction

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About this home

St. Augustine

Beautiful, BRAND NEW CONSTRUCTION in Vilano Beach! Live the boating, fishing and beach lifestyle with this coastal, low- maintenance home and yard - best of all add that to being just a few blocks from fabulous dining and scenic views abound! This home checks all the boxes to be your perfect home, 2nd home or vacation rental investment. Featuring 4 bedrooms and 3.5 baths, an open concept floor plan, 9ft ceilings, white shaker cabinetry and quartz countertops throughout. Master bedroom on first floor, all others on 2nd. This home also includes impact-resistant windows and 2-10 Home Warranty included with purchase.

Next steps in St. Augustine

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,997
Property taxesest. at asking price, Duval County$1,796
Estimated total, before insurance$7,793/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,448/yr · $287/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$5,997
Principal & Interest: $5,997
Property taxes (est.): $1,796
Insurance (est.): $733
Estimated Total Monthly
$8,527
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $300,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$290,000$290,000—
2025$172,709$172,709▲ $11,430
2024$290,000$290,000—
2024$161,540$161,540▲ $4,119
2023$290,000$179,488—
2023$149,962$149,962—
2022$257,600$163,171—
2022$145,458$106,739—
2021$165,000$148,337—
2021$105,382$97,036—
2020$165,000$134,852—
2020$88,215$88,215—

2025 property taxes (current owner): $3,448/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 18, 2026Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $376/sq ft; this home is listed at $611/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
511 Twenty-First Street, St. Augustine, FL 32084Listed by NEXTHOME NEW BEGINNINGSJun 2026$820,000$3763/2.52,18390.1
225 Twentieth Street, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$862,500$4534/21,903870.2
301 Twenty-Second Street, St. Augustine, FL 32084Listed by DEKAY COASTAL PROPERTIESAug 2026$685,000$3173/22,158840.2
404 Fourteenth Street, St. Augustine, FL 32084Listed by THE NEWCOMER GROUPSep 2026$712,500$4063/2.51,7531340.3
349 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDJun 2026$420,000$2483/21,693360.3
360 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDJun 2026$739,000$3523/22,0971480.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,100,000
Price / Sq Ft$611
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,800
Acres0.22 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages1
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address504 Nineteenth Street, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionNorth Beach
CitySt. Augustine
CountyDuval
StateFL
Zip Code32084
Lot Size9,583.2 sq ft
Lot Dimensions50x100
Parcel Number1460500000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Trash Compactor
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 18, 2026
Days on Market141
Tax Amount$3,448.06
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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