This home is in St. Augustine — a gated community home in St. Johns County.
Active Under Contract·348 days on market
101 Ocean Hollow Lane
St. Augustine, FL 32084
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About this home
St. Augustine
Wake up to the sound of the ocean in this beachside gem just steps from the Atlantic Ocean! This single family home offers 2 BR, 2 BA, and 2 car garage, making it the perfect coastal retreat for full-time residents, or an investment opportunity. Inside, the home is ready for your personal touch and updates - an ideal canvas to create your dream beach home exactly the way you envision it. Fenced in backyard provides privacy and space for entertaining, pets, or simply relaxing. The amenities are truly exceptional and designed for a resort style lifestyle - enjoy private beach access via a private walkover, indoor heated pool, hot tub, dry sauna, locker rooms, and fitness center. Outdoors find an additional pool, a Marina with boat launch, and convenient boat and RV storage lot - perfect for those who love life on the water. Whether you're looking for a weekend getaway or a full-time coastal lifestyle, this property offers unbeatable location incredible amenities and endless potential
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,790 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:26 AM, sunset 6:56 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $365,948 | $365,948 | — |
| 2024 | $371,666 | $151,794 | — |
| 2023 | $351,487 | $145,771 | — |
| 2022 | $339,292 | $144,423 | — |
| 2021 | $232,718 | $138,746 | — |
| 2020 | $234,714 | $136,133 | — |
2024 property taxes (current owner): $2,299/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 8, 2026Active Under Contract$479,000
- Jul 23, 2026Active$479,000
- Jul 12, 2026Active Under Contract$479,000
- Oct 31, 2025Listed$479,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $453/sq ft; this home is listed at $308/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 415 Twenty-Third Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2025 | $770,000 | $406 | 3/2.5 | 1,895 | 56 | 0.2 |
| 501 Twenty-First Street, St. Augustine, FL 32084Listed by MAXREV, LLC | Jul 2026 | $520,000 | $419 | 3/2 | 1,240 | 54 | 0.3 |
| 349 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $420,000 | $248 | 3/2 | 1,693 | 36 | 0.3 |
| 3820 Coastal Highway, St. Augustine, FL 32084Listed by REAL BROKER LLC | May 2025 | $1,210,000 | $765 | 3/2 | 1,581 | 45 | 0.3 |
| 225 Twentieth Street, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $862,500 | $453 | 4/2 | 1,903 | 87 | 0.4 |
| 609 Twenty Second Street, St. Augustine, FL 32084Listed by LINWARD REALTY, LLC | May 2026 | $1,100,000 | $611 | 4/3.5 | 1,800 | 12 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT 1 STOP REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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