This home is in Villages Of Vilano, St. Augustine.

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Active Under Contract

Active Under Contract·258 days on market·Villages Of Vilano

101 Ocean Hollow Lane

St. Augustine, FL 32084

$479,000$308/sqftEst. $2,549/moMLS# 2115920

Beds

Baths

1,553

Sq Ft

1988

Built

Garage

Pool

About this home

Villages Of Vilano

Wake up to the sound of the ocean in this beachside gem just steps from the Atlantic Ocean! This single family home offers 2 BR, 2 BA, and 2 car garage, making it the perfect coastal retreat for full-time residents, or an investment opportunity. Inside, the home is ready for your personal touch and updates - an ideal canvas to create your dream beach home exactly the way you envision it. Fenced in backyard provides privacy and space for entertaining, pets, or simply relaxing. The amenities are truly exceptional and designed for a resort style lifestyle - enjoy private beach access via a private walkover, indoor heated pool, hot tub, dry sauna, locker rooms, and fitness center. Outdoors find an additional pool, a Marina with boat launch, and convenient boat and RV storage lot - perfect for those who love life on the water. Whether you're looking for a weekend getaway or a full-time coastal lifestyle, this property offers unbeatable location incredible amenities and endless potential

Cost to own

Mortgage calculator

Home Price

$479,000

Down Payment: 20%

$95,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,435

Principal & Interest: $2,435

Est. Taxes & Insurance: $609

Estimated Total Monthly

$3,043

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,549

Property taxesest. at asking price, St. Johns County$637

HOAbilled monthly$372

Estimated total, before insurance$3,559/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$365,948	$365,948	—
2024	$371,666	$151,794	—
2023	$351,487	$145,771	—
2022	$339,292	$144,423	—
2021	$232,718	$138,746	—
2020	$234,714	$136,133	—

2024 property taxes (current owner): $2,299/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 12, 2026Active Under Contract$479,000
Oct 31, 2025Listed$479,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$479,000

Price / Sq Ft$308

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,553

Acres0.12 acres

Year Built1988

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNortheast

Community Information

Address101 Ocean Hollow Lane, St. Augustine, FL 32084

Area266-Vilano Beach

SubdivisionVillages Of Vilano

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size5,227.2 sq ft

Parcel Number1423710010

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Beach Access, Boat Launch, Clubhouse, Fitness Center, Gated, Management - Off Site, Pickleball, RV/Boat Storage, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

Window FeaturesSkylight(s)

SecurityGated with Guard, Smoke Detector(s)