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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

Sold

Sold·Closed Jun 9, 2026·30 days on market·Recent sales in SilverLeaf

447 Chestnut Oak Road

St. Augustine, FL 32092

$1,640,293sold priceListed at $1,639,062 · 100.1% of asking$403/sqftMLS# 2133367
4
Beds
4.5
Baths
4,067
Sq Ft
2026
Built
6
Garage
No
Pool
HOA $100/mo0.55 acresWaterfrontSingle Family Residence1 storyNew construction

About this home

St. Augustine

The Monica floor plan is a masterclass in modern luxury, blending expansive spaces with thoughtful details that make daily living a pleasure. Spanning an impressive 3,488 square feet, this one-story home offers four bedrooms, four and a half baths, and a four-car garage. Every corner of this home is designed for both comfort and sophistication, making it ideal for families who appreciate the finer things.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,086
Property taxesest. at asking price, St. Johns County$2,183
HOAbilled annually$100
Estimated total, before insurance$11,368/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,640,293
$328,059
Loan Term
Monthly Payment
$9,086
Principal & Interest: $9,086
Property taxes (est.): $2,183
Insurance (est.): $1,094
Estimated Total Monthly
$12,362
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $336/sq ft; this home is listed at $403/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
523 Brook Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$980,000$3154/33,1111080
56 Glenbriar Court, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Aug 2026$1,370,247$3894/4.53,52500.2
141 Chestnut Oak Road, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$1,458,064$3674/4.53,96900.3
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401260.5
156 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Aug 2026$802,314$2484/3.53,23600.5
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,639,062
Price / Sq Ft$403
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,067
Acres0.55 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages6
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
New ConstructionYes
Direction FacesWest

School Information

Community Information

Address447 Chestnut Oak Road, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size23,958 sq ft
Parcel Number0099830710

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Tankless Water Heater
HeatingElectric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMarch 5, 2026
Days on Market30
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameJohns Island
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ICI SELECT REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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