This home is in Las Calinas, St. Augustine.

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Active

Active·133 days on market·Las Calinas

651 Los Caminos Street

St. Augustine, FL 32095

$525,000$189/sqftEst. $2,794/moMLS# 2133360

Beds

Baths

2,782

Sq Ft

2014

Built

Garage

Pool

About this home

Las Calinas

*** SELLERS LOSS IS YOUR GAIN !!! TURNKEY HOME AND MASSIVE PRICE REDUCTION ON 6/30 *** MUST SEE This Las Calinas beauty located in St. Johns County is CONCRETE BLOCK CONSTRUCTION and NO CDD FEE ! Make sure to look at the photo with the lot dimensions, property goes back further. This open concept layout boasts a large office space along with a spacious breakfast and family room visible from the large open kitchen. The tile floors flow beautifully through all living areas & leads to the screened lanai and private wooded back yard. The updated kitchen has a walk in pantry, white cabinetry, granite countertops, and gorgeous updated lighting package throughout the home. Owners suite is loaded with double walk in closets and vanities in the owners bath along with a garden bath & separate shower. Brand new flooring in all bedrooms - No Carpet ! The pride of homeownership is clear on this meticulously maintained home.

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,669

Principal & Interest: $2,669

Est. Taxes & Insurance: $667

Estimated Total Monthly

$3,336

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,794

Property taxesest. at asking price, St. Johns County$699

HOAbilled annually$77

Estimated total, before insurance$3,570/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$456,384	$252,120	—
2024	$450,121	$244,307	—
2023	$424,526	$235,735	—
2022	$395,883	$227,413	—
2021	$269,333	$219,333	—
2020	$271,436	$221,436	—

2024 property taxes (current owner): $5,895/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 5, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$189

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,782

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address651 Los Caminos Street, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionLas Calinas

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0716271370

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Jogging Path, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySmoke Detector(s)