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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Las Calinas, St. Augustine — a home near Allen D. Nease High School.

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Sold

Sold·Closed Aug 14, 2026·139 days on market·Recent sales in Las Calinas·Las Calinas

651 Los Caminos Street

St. Augustine, FL 32095

$509,000sold priceListed at $509,000 · 100% of asking$183/sqftMLS# 2133360
4
Beds
3
Baths
2,782
Sq Ft
2014
Built
3
Garage
No
Pool

12 more homes for sale in Las Calinas →Search Las Calinas on the map

FEMA Zone XHOA $77/moSingle Family Residence1 story

About this home

Las Calinas

*** SELLERS LOSS IS YOUR GAIN !!! TURNKEY HOME AND MASSIVE PRICE REDUCTION ON 7/20 *** MUST SEE This Las Calinas beauty located in St. Johns County is CONCRETE BLOCK CONSTRUCTION and NO CDD FEE ! Make sure to look at the photo with the lot dimensions, property goes back further. This open concept layout boasts a large office space along with a spacious breakfast and family room visible from the large open kitchen. The tile floors flow beautifully through all living areas & leads to the screened lanai and private wooded back yard. The updated kitchen has a walk in pantry, white cabinetry, granite countertops, and gorgeous updated lighting package throughout the home. Owners suite is loaded with double walk in closets and vanities in the owners bath along with a garden bath & separate shower. Brand new flooring in all bedrooms - No Carpet ! The pride of homeownership is clear on this meticulously maintained home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,819
Property taxesest. at asking price, St. Johns County$677
HOAbilled annually$77
Estimated total, before insurance$3,573/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,895/yr · $491/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$509,000
$101,800
Loan Term
Monthly Payment
$2,819
Principal & Interest: $2,819
Property taxes (est.): $677
Insurance (est.): $339
Estimated Total Monthly
$3,836
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$456,384$252,120—
2024$450,121$244,307—
2023$424,526$235,735—
2022$395,883$227,413—
2021$269,333$219,333—
2020$271,436$221,436—

2024 property taxes (current owner): $5,895/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$509,000
  • Jul 24, 2026Pending$509,000
  • Jul 21, 2026Price change$509,000+$9,100
  • Jul 20, 2026Price change$499,900−$25,100
  • Mar 5, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
790 Battersea Drive, St. Augustine, FL 32095Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$410,000$2003/22,050550.4
716 Battersea Drive, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$815,000$2914/32,79920.5
149 Abbotts Way, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$810,000$2894/32,80350.8
16 Derecho Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2424/32,648491.1
148 Augustine Island Way, St. Augustine, FL 32095Listed by FIRST COAST REALTY OF JACKSONVILLE INCAug 2026$727,500$2343/3.53,10831.1
179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$525,000$2634/22,000391.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$509,000
Price / Sq Ft$183
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,782
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address651 Los Caminos Street, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionLas Calinas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0716271370
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Jogging Path, Playground
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered
RoofShingle
ConstructionStone Veneer, Stucco

Additional Information

Date ListedMarch 5, 2026
Days on Market139
HOA Fees$920 / Annually
HOA FrequencyAnnually
Tax Amount$5,895
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Las Calinas

Las Calinas is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Las Calinas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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