This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.
Active Under Contract·44 days on market·Palencia
160 Oak Common Avenue
St. Augustine, FL 32095
41 more homes for sale in Palencia →Search Palencia on the map
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About this home
Palencia
$20,000 Price Improvement! Discover elevated, resort-style living in the coveted gated community of Palencia! This beautifully updated 4-bedroom, 2-bathroom single-family home (2,159 SF) sits on a desirable 0.21-acre corner lot with mature trees providing privacy and shade in a peaceful, private backyard setting. Built in 2003 and recently updated, the home features fresh interior paint, new luxury vinyl plank (LVP) flooring, updated baseboards, crown molding, new interior trim, modern faucets, door hardware, and stylish lighting throughout. Plantation shutters grace the windows for a timeless, elegant touch. The spacious kitchen boasts upgraded granite countertops, while the gas appliances (stove, water heater, AC furnace, dryer, and fireplace) add efficiency and warmth. A cozy fireplace anchors the living area, and a dedicated office plus a formal dining room offer flexible spaces for work or entertaining.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,697 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Guana Reserve dirt lot36 min drive · 60 parking spaces
Closest park or preserve
Stokes Landing Conservation Area10 min drive · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 3 mi · Guana River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 3 mi · Tolomato River
Closest youth league fields
Palencia Park3 min drive · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $451,553 | $242,002 | — |
| 2024 | $447,316 | $234,474 | — |
| 2023 | $455,135 | $226,188 | — |
| 2022 | $385,042 | $218,144 | — |
| 2021 | $302,970 | $210,334 | — |
| 2020 | $256,740 | $206,740 | — |
2025 property taxes (current owner): $6,753/yr
Estimated taxes if purchased at asking price: ~$9,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Active Under Contract$575,000
- Jul 28, 2026Price change$575,000−$20,000
- Mar 5, 2026Listed$595,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $266/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLC | Oct 2026 | $650,000 | $253 | 4/3 | 2,567 | 40 | 0.3 |
| 836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLC | Aug 2026 | $645,000 | $275 | 3/2.5 | 2,343 | 25 | 0.3 |
| 179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $525,000 | $263 | 4/2 | 2,000 | 39 | 0.5 |
| 841 Ifield Road, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $680,000 | $252 | 4/3 | 2,697 | 11 | 0.5 |
| 149 Abbotts Way, St. Augustine, FL 32095Listed by EXP REALTY LLC | Sep 2026 | $810,000 | $289 | 4/3 | 2,803 | 5 | 0.6 |
| 716 Battersea Drive, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $815,000 | $291 | 4/3 | 2,799 | 2 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLUID REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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