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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach — a gated community home on Amelia Island.

Sold

Sold·Closed Jun 18, 2026·91 days on market·Recent sales in Amelia National·Amelia National

95410 Wild Cherry Drive

Fernandina Beach, FL 32034

$1,301,160sold priceListed at $1,271,160 · 102.4% of asking$488/sqftMLS# 2133332
3
Beds
3
Baths
2,665
Sq Ft
2023
Built
3
Garage
No
Pool

28 more homes for sale in Amelia National →Search Amelia National on the map

HOA $81/mo0.61 acresWaterfrontSingle Family Residence1 storyNew construction

About this home

Amelia National

Welcome to the Costa Mesa - a spacious, open-concept design that's perfect for both relaxation and entertaining. Imagine stepping into a stunning 2,565 square foot home, where every detail is crafted to enhance your lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,207
Property taxesest. at asking price, Nassau County$1,796
HOAbilled annually$81
Estimated total, before insurance$9,085/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,122/yr · $1,344/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,301,160
$260,232
Loan Term
Monthly Payment
$7,207
Principal & Interest: $7,207
Property taxes (est.): $1,796
Insurance (est.): $867
Estimated Total Monthly
$9,871
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $7,893,600 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$957,295$957,295—
2024$887,015$887,015—
2023$13,527$13,527—

2025 property taxes (current owner): $16,122/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $477/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964500.2
95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$840,000$3253/2.52,584460.2
95308 Bentgrass Court, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Aug 2026$1,062,491$3444/33,086480.2
95404 Golden Glow Drive, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Aug 2026$989,160$3064/3.53,23400.3
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544470.7
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08820.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,271,160
Price / Sq Ft$477
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,665
Acres0.61 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address95410 Wild Cherry Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size26,571.6 sq ft
Parcel Number272N28006C04330000

Amenities

AmenitiesClubhouse, Fitness Center, Gated, Golf Course, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Natural Gas Not Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedMarch 5, 2026
Days on Market91
HOA Fees$976 / Annually
HOA FrequencyAnnually
Tax Amount$16,122.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ICI SELECT REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia National homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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