This home is in Ponte Vedra — a home near Allen D. Nease High School.
Sold·Closed Jul 16, 2026·106 days on market·Recent sales in Nocatee
97 Rialto Drive
Ponte Vedra, FL 32081
About this home
Ponte Vedra
Experience the best of Nocatee living in this beautifully designed 4BR/2.5BA home with office/flex space in Siena at Town Center--just one block from shopping, dining, fitness studios, and everyday conveniences. Offering one of the best value opportunities in Siena, this home combines luxury finishes, functional living space, and an unbeatable location. The open floor plan features soaring ceilings, abundant natural light, stacking sliding glass doors, and an impressive 8-ft kitchen island. The chef's kitchen includes a gas cooktop, oversized walk-in pantry, and coffee nook. A hard-wired ceiling speaker system adds to the entertaining appeal. Enjoy a first-floor primary suite, upstairs loft/media area, extended paver patio with fire pit, natural gas grill hookup, and fenced backyard. Additional features include a concrete tile roof, tankless water heater, water softener, and access to Nocatee amenities, trails, waterparks, and Town Center.
Next steps in Nocatee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Concrete — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $597,623 | $597,623 | — |
| 2024 | $583,537 | $583,537 | — |
| 2023 | $602,215 | $602,215 | — |
| 2022 | $519,408 | $469,408 | — |
| 2021 | $371,936 | $321,936 | — |
| 2020 | $370,878 | $320,878 | — |
2025 property taxes (current owner): $10,376/yr
Estimated taxes if purchased at asking price: ~$11,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 16, 2026Closed$724,990
- Mar 5, 2026Listed$724,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $281/sq ft; this home is listed at $282/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 61 Willow Breeze Lane, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $512,000 | $272 | 3/3 | 1,883 | 67 | 0.2 |
| 294 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $620,000 | $264 | 4/3 | 2,350 | 2 | 0.3 |
| 54 Willow Park Way, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Aug 2026 | $742,062 | $281 | 3/3 | 2,643 | 5 | 0.4 |
| 287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $610,000 | $228 | 4/2.5 | 2,677 | 78 | 1.1 |
| 116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $775,000 | $282 | 3/3 | 2,747 | 33 | 1.3 |
| 285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY | Sep 2026 | $725,000 | $306 | 3/2.5 | 2,367 | 107 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines