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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed May 15, 2026·39 days on market·Recent sales in Oceanside Park·Oceanside Park

412 13th Avenue S

Jacksonville Beach, FL 32250

$670,000sold priceListed at $670,000 · 100% of asking$486/sqftMLS# 2132679
3
Beds
2
Baths
1,378
Sq Ft
1977
Built
—
Garage
No
Pool

14 more homes for sale in Oceanside Park →Search Oceanside Park on the map

No HOA5,227 sqft lotSingle Family Residence1 story

About this home

Oceanside Park

** Accepting Backups!! ** Experience the best of Jacksonville Beach living just 4 blocks from the sand and surf in this beautifully updated 3-bedroom, 2-bath home featuring stunning coastal chic interiors, a spacious turfed yard perfect for entertaining, and ample parking for your cars, boat, and more. Perfectly framed by palms and tropical landscaping, the striking white and black modern exterior makes a bold first impression and sets the tone for the stylish upgrades found throughout. Step inside to light-filled, open living spaces that create an inviting atmosphere ideal for both everyday living and entertaining. The updated kitchen shines with modern finishes and seamless flow into the main living and dining areas, offering a natural gathering space for family and friends. Cozy bedrooms provide comfortable retreats after long days spent at the beach, while the updated baths reflect the same thoughtful design and attention to detail.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,711
Property taxesest. at asking price, Duval County$1,094
Estimated total, before insurance$4,805/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,608/yr · $801/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$670,000
$134,000
Loan Term
Monthly Payment
$3,711
Principal & Interest: $3,711
Property taxes (est.): $1,094
Insurance (est.): $447
Estimated Total Monthly
$5,252
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,576 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,608/yr

Estimated taxes if purchased at asking price: ~$13,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 2, 2026Listed$670,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $413/sq ft; this home is listed at $486/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
507 15th Avenue S, Jacksonville Beach, FL 32250Listed by MCGUIRE REALTY GROUPAug 2026$800,000$4894/21,636430.1
138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$785,000$7762/1.51,011110.2
604 11th Avenue S, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$530,000$3053/21,740360.2
13 Burling Way, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$520,000$4133/21,26030.4
1139 Ruth Avenue, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$560,000$4023/21,392170.5
1315 Seabreeze Avenue, Jacksonville Beach, FL 32250Listed by KST GROUP LLCAug 2026$525,000$3163/2.51,660190.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$670,000
Price / Sq Ft$486
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,378
Total Structure Area1,690 sq ft
Acres0.12 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address412 13th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size5,227.2 sq ft
Parcel Number1768070000
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached Carport, Covered, On Street, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
Fireplace FeaturesFree Standing
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCleared, Few Trees
Patio / PorchDeck, Front Porch, Porch, Rear Porch
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionComposition Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 2, 2026
Days on Market39
Tax Amount$9,607.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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