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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Beach South, Jacksonville Beach.

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Active

Active·Listed today·Pablo Beach South

127 16th Avenue S

Jacksonville Beach, FL 32250

$525,000$401/sqftEst. $2,727/moMLS# 2164949
2
Beds
2
Baths
1,308
Sq Ft
1943
Built
Garage
No
Pool

About this home

Pablo Beach South

Unlock the possibilities with this exceptional Jacksonville Beach opportunity! Perfectly positioned just steps from the ocean and sandy shores, this prime property is ready for your custom vision. Whether you are looking to build a luxury coastal residence or a high-end investment property, this site offers the ideal foundation. Enjoy the best of beachside living with a truly walkable lifestyle just moments from local dining, entertainment, and shopping. Directly across from the street from public tennis courts and just a few steps to the 16th St. public beach access. Commuting and traveling are effortless with quick, seamless access to JTB, connecting you directly to the beaches, downtown, and beyond. Bring your vision and ideas for a unique home in one of Florida's most desirable coastal communities!

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,727
Principal & Interest: $2,727
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$3,934
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,727
Property taxesest. at asking price, Duval County$857
Estimated total, before insurance$3,584/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,187/yr · $766/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,187/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000
Price / Sq Ft$401
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,308
Acres0.06 acres
Year Built1943
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address127 16th Avenue S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionPablo Beach South
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size2,613.6 sq ft
Parcel Number1763070000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories2

Additional Information

Date ListedSeptember 15, 2026
Days on Market0
Tax Amount$9,186.67
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

The neighborhood

About Pablo Beach South

Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Pablo Beach South homes for sale →

Listing Courtesy of: ALLISON JAMES ESTATES AND HOMES FLORIDA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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