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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Settlers Landing, Ponte Vedra.

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Sold

Sold·Closed Jul 15, 2026·118 days on market·Recent sales in Settlers Landing·Settlers Landing

58 Spinner Drive

Ponte Vedra, FL 32081

$655,000sold priceListed at $698,000 · 93.8% of asking$282/sqftMLS# 2132077
4
Beds
3
Baths
2,326
Sq Ft
2022
Built
2
Garage
No
Pool

2 more homes for sale in Settlers Landing →Search Settlers Landing on the map

FEMA Zone XHOA $58/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Settlers Landing

Beautiful and well maintained 4 Bedroom 3 bath home sitting on one of the bigger lots in Settlers Landing! Featuring a large backyard big enough for a pool. Downstairs features a formal living/dining area and very nice open floor plan. Gourmet Kitchen that opens up to the living room. Large kitchen Island. Gas Stove. Eat in space in Kitchen. Stainless steel appliances. One guest bedroom is downstairs with a full bath. Rest of the bedrooms are upstairs and a loft and laundry room is upstairs as well. Private main bedroom with a walk-in shower. Relax on the upstairs balcony. Fenced in backyard. Enjoy an array of amenities: Community, Pools. Dog Parks, Water Parks: Splash Water Park, Splash Water Park Zipline, Spray Water Park, and Swim Club. Electric vehicle paths, fitness club, trails, greenways, kayak launch, swim club, and Nocatee Preserve. Events and Activities: Monthly events.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,628
Property taxesest. at asking price, St. Johns County$872
HOAbilled annually$58
Estimated total, before insurance$4,558/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,203/yr · $850/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$655,000
$131,000
Loan Term
Monthly Payment
$3,628
Principal & Interest: $3,628
Property taxes (est.): $872
Insurance (est.): $437
Estimated Total Monthly
$4,936
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $682,500 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$582,154$582,154—
2024$575,829$363,625—
2023$548,529$351,578—
2022$112,000$112,000▼ $39,200
2021$30,000$30,000—

2025 property taxes (current owner): $10,203/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 15, 2026Closed$698,000
  • Jul 10, 2026Pending$698,000
  • Feb 26, 2026Listed$698,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $300/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.8
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050.8
55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$644,900$2614/3.52,4741550.9
16 Derecho Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2424/32,648490.9
281 Timber Light Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$565,000$2982/21,8932001.2
790 Battersea Drive, St. Augustine, FL 32095Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$410,000$2003/22,050551.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$698,000
Price / Sq Ft$300
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,326
Acres0.18 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address58 Spinner Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionSettler's Landing
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size7,840.8 sq ft
Parcel Number0704951910

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingFenced, Wrought Iron
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 26, 2026
Days on Market118
HOA Fees$700 / Annually
HOA FrequencyAnnually
Tax Amount$10,203.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALL REAL ESTATE OPTIONS INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Settlers Landing

Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Settlers Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines