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This home is in Madeira, St. Augustine.

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Pending

Pending·142 days on market·Madeira

390 Lamego Lane

St. Augustine, FL 32095

$599,900$270/sqftEst. $3,193/moMLS# 2131723
3
Beds
2
Baths
2,219
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Madeira

Beautiful single-story home in the highly sought-after gated community of Madeira, crafted by award-winning MasterCraft Builder Group. The ''Durbin Coastal'' floor plan offers 3 bedrooms, 2 baths, a versatile flex room, and a 2-car garage. Luxury details include 10' ceilings, 6' windows, RevWood flooring in main living areas, and smooth-finish walls. The designer kitchen showcases full-overlay white perimeter cabinetry, a contrasting island in a light urban wash, soft-close doors and drawers, quartz countertops, and a large single-bowl sink. Premium Electrolux appliances include a built-in microwave and oven, 36'' 5-burner gas cooktop, stainless dishwasher, and counter-depth French door refrigerator. A well-appointed laundry room with cabinetry, utility sink, and Electrolux washer and dryer adds convenience. Relax on the covered lanai and enjoy serene nature views while embracing the Florida lifestyle.

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,049
Principal & Interest: $3,049
Est. Taxes & Insurance: $762
Estimated Total Monthly
$3,812
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,193
Property taxesest. at asking price, St. Johns County$798
HOAbilled quarterly$142
Estimated total, before insurance$4,133/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$125,000$125,000

2025 property taxes (current owner): $4,625/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$599,900
Price / Sq Ft$270
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,219
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address390 Lamego Lane, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size6,098.4 sq ft
Parcel Number0734320340

Amenities

AmenitiesPool, Fitness Center, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
SecuritySecurity System Owned

Exterior

Patio / PorchCovered, Rear Porch

Additional Information

Date ListedFebruary 24, 2026
Days on Market97
HOA Fees$426 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesCable TV, Internet
Tax Amount$4,625.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Madeira

Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Madeira homes for sale →

Listing Courtesy of: PERRY HOMES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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