Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Silverleaf, St. Augustine a new construction home in St. Johns County.

Pending

Pending·189 days on market·Reverie At Silverleaf

514 Swaying Tree Avenue

St. Augustine, FL 32092

$415,488$243/sqftEst. $2,136/moMLS# 2131392
2
Beds
2
Baths
1,709
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Reverie At Silverleaf

Step into your dream home with the stunning BOURTON VILLA , perfectly poised with tranquil water views ! This thoughtfully designed villa offers a cozy yet spacious 2 Bedrooms, 2 Baths, a versatile Flex Room, and a 2-Car Garage. You'll love the open-concept layout, highlighted by a gourmet kitchen featuring elegant white cabinets, luxury vinyl plank flooring, and ample room for entertaining. Your private owner's suite is the perfect retreat, while the charming lanai invites you to unwind and enjoy Florida's serene beauty. Nestled within the gated Reverie at Silverleaf community, this home is more than just a living space; it's a lifestyle upgrade. Enjoy exclusive access to the private clubhouse with a resort-style pool, fitness center, 6 pickleball courts, and a dog park--all with no CDD fees. Reverie is conveniently located close to everything Northeast Florida has to offer, ensuring the best of both relaxation and adventure.

Cost to own

Mortgage calculator

$415,488
$83,098
Loan Term
Monthly Payment
$2,136
Principal & Interest: $2,136
Property taxes (est.): $553
Insurance (est.): $277
Estimated Total Monthly
$2,966
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,136
Property taxesest. at asking price, St. Johns County$553
HOAbilled monthly$394
Estimated total, before insurance$3,083/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,145/yr · $95/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$85,000$85,000
2024$70,000$70,000

2025 property taxes (current owner): $1,145/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$415,488
Price / Sq Ft$243
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,709
Total Structure Area2,293 sq ft
Acres0.26 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleVilla, Half Duplex
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesSoutheast

Community Information

Address514 Swaying Tree Avenue, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,325.6 sq ft
Lot Dimensions35x130
Parcel Number0269212700
ZoningResidential

Amenities

AmenitiesClubhouse, Dog Park, Gated, Jogging Path, Pickleball, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 22, 2026
Days on Market0
HOA Fees$394 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,144.83
Tax Year2025
Listing TermsCash
55+ CommunityYes
New ConstructionYes

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke