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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Silverleaf, St. Augustine — a new construction home in St. Johns County.

Active

Active·1 day on market·Reverie At Silverleaf

240 Swaying Tree Avenue

St. Augustine, FL 32092

$402,990$236/sqftEst. $2,151/moMLS# 2166762
2
Beds
2
Baths
1,709
Sq Ft
2026
Built
2
Garage
No
Pool

35 more homes for sale in Reverie At Silverleaf →Search Reverie At Silverleaf on the map

FEMA Zone XHOA $394/mo4,356 sqft lotTownhouse1 storyNew construction

About this home

Reverie At Silverleaf

Step into your dream home with the stunning BOURTON VILLA , perfectly poised with tranquil water views ! This thoughtfully designed villa offers a cozy yet spacious 2 Bedrooms, 2 Baths, a versatile Flex Room, and a 2-Car Garage. You'll love the open-concept layout, highlighted by a gourmet kitchen featuring elegant white cabinets, luxury vinyl plank flooring, and ample room for entertaining. Your private owner's suite is the perfect retreat, while the charming lanai invites you to unwind and enjoy Florida's serene beauty. Lawn maintanance included. Nestled within the gated Reverie at Silverleaf community, this home is more than just a living space; it's a lifestyle upgrade. Enjoy exclusive access to the private clubhouse with a resort-style pool, fitness center, 6 pickleball courts, and a dog park--all with no CDD fees. Reverie is conveniently located close to everything Northeast Florida has to offer, ensuring the best of both relaxation and adventure.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,151
Property taxesest. at asking price, St. Johns County$536
HOAbilled monthly$394
Estimated total, before insurance$3,082/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,145/yr · $95/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$402,990
$80,598
Loan Term
Monthly Payment
$2,151
Principal & Interest: $2,151
Property taxes (est.): $536
Insurance (est.): $269
Estimated Total Monthly
$2,956
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:19 AM, sunset 7:13 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,145/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Listed$402,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$402,990
Price / Sq Ft$236
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,709
Total Structure Area2,293 sq ft
Acres0.10 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleVilla, Half Duplex
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesSoutheast

Community Information

Address240 Swaying Tree Avenue, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size4,356 sq ft
Lot Dimensions35x130
Parcel Number0269212260
ZoningResidential

Amenities

AmenitiesClubhouse, Dog Park, Gated, Jogging Path, Maintenance Grounds, Pickleball, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 28, 2026
Days on Market0
HOA Fees$394 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,144.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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