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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Silverleaf, St. Augustine — a gated community home in St. Johns County.

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Pending

Pending·311 days on market·Reverie At Silverleaf

146 Day Dream Drive

St. Augustine, FL 32092

$415,000$258/sqftEst. $2,299/mo mortgageMLS# 2121286
↓ $10,000 below original list
2
Beds
2
Baths
1,611
Sq Ft
2025
Built
2
Garage
No
Pool

30 more homes for sale in Reverie At Silverleaf →Search Reverie At Silverleaf on the map

FEMA Zone XHOA $400/mo8,276 sqft lotSingle Family Residence1 story

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About this home

Reverie At Silverleaf

This practically brand-new home is move-in ready in the gated 55+ senior community of Reverie at Silverleaf offering effortless Florida living. Bright and open, the home features an airy floor plan, modern kitchen with polished finishes, and a serene primary suite designed for comfort and privacy. Enjoy a lanai overlooking a peaceful backyard, perfect for relaxing or entertaining. Why wait for a new build when this is ready to enjoy now? Reverie's resort-style amenities include a clubhouse, fitness center, catering kitchen, sparkling pool with sundeck, spa, pickleball courts, bocce ball, cornhole, and event lawn. Plus a full calendar of social events and activities to keep you engaged. Maintenance-free living with lawn care included. Ideally located near shopping, dining, healthcare, beaches. This beautifully designed home offers the best of convenience, lifestyle and community. Reverie's best value.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, St. Johns County$552
HOAbilled monthly$400
Estimated total, before insurance$3,251/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,883/yr · $157/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $552
Insurance (est.): $277
Estimated Total Monthly
$3,128
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$115,000$115,000—

2025 property taxes (current owner): $1,883/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 13, 2026Pending$415,000
  • Aug 21, 2026Price change$415,000−$10,000
  • Dec 11, 2025Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $258/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
257 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$419,990$2342/21,793300
70 Shy Spruce Circle, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$440,000$2452/21,79350
65 Shy Spruce Circle, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$553,002$2813/21,96700
265 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$385,000$2442/21,5813030.1
264 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$380,000$2582/21,4751380.1
358 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$484,320$2702/21,79300.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$415,000
Price / Sq Ft$258
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,611
Acres0.19 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address146 Day Dream Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,276.4 sq ft
Parcel Number0269210100

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Pickleball, Security, Spa/Hot Tub
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesOther, Convection Oven, Dishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Instant Hot Water, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 11, 2025
Days on Market305
HOA Fees$400 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$1,882.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: RE/MAX SELECT GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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