This home is in Mandarin Pines, Jacksonville — a home near Mandarin High School.
Active·163 days on market·Mandarin Pines
3660 Mandarin Woods Drive N
Jacksonville, FL 32223
About this home
Mandarin Pines
Welcome home to this beautifully maintained 3 bed, 2 bath Mandarin residence with no HOA, offering comfort, style, and value from the moment you arrive! Ask about lender incentives for this home! The spacious, newly renovated kitchen boasts stainless steel appliances, gorgeous granite countertops, a generous center island, and abundant storage, flowing seamlessly into a warm family room. A versatile flex room provides options for an office or formal dining. The owner's suite features elegant crown molding and an updated bath with a fully tiled shower. Step outside to an extended covered patio, full irrigation, and a fully fenced backyard with new wood fencing and gate. Notable upgrades include a new dishwasher, updated windows and siding, well-maintained 2016 HVAC, and a newer water softener. All set in a desirable Mandarin neighborhood.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $385,500 in June 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $311,945 | $261,223 | — |
| 2024 | $274,147 | $224,147 | ▲ $11,663 |
| 2023 | $288,020 | $238,020 | ▲ $61,481 |
| 2022 | $218,681 | $103,903 | ▲ $5,880 |
| 2021 | $179,311 | $99,421 | ▲ $16,756 |
| 2020 | $158,169 | $97,358 | ▲ $7,568 |
2025 property taxes (current owner): $5,182/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,602 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 30, 2026Price change$379,000−$10,000
- Feb 21, 2026Listed$389,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Mandarin Pines
Mandarin Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32223.
View all Mandarin Pines homes for sale →Listing Courtesy of: KST GROUP LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Mandarin Pines
Active$369,900MLS# 2156700Est. $1,969/mo11450 Dustin Court, Jacksonville, FL 322233 Beds2 Baths1,463 sqftPre Appraised and Priced to Sell. Buy with Confidence! Beautiful renovated home in one of Mandarin's most sought after…
ResidentialLEGACY REALTY GROUP NORTH FLORIDA INC
For Rent$2,250/moMLS# 21484823910 Karissa Ann Place E, Jacksonville, FL 322233 Beds2 Baths1,405 sqftWelcome to 3910 Karissa Ann Place East, a beautifully maintained 3-bedroom, 2-bathroom home located in the heart of the…
Residential LeaseKESHMAN LLC
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines