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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mandarin Pines, Jacksonville — a home near Mandarin High School.

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Active

$369,0003 bd · 2 ba · 1,402 sq ft

Active·8 days on market·Mandarin Pines

3660 Mandarin Woods Drive N

Jacksonville, FL 32223

$369,000$263/sqftEst. $2,000/mo mortgageMLS# 2131305
↓ $20,000 below original list
3
Beds
2
Baths
1,402
Sq Ft
1987
Built
2
Garage
No
Pool

All Mandarin Pines homes for sale →Search Mandarin Pines on the map

FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Mandarin Pines

Welcome home to this beautifully maintained 3 bed, 2 bath Mandarin residence with no HOA, on a quiet culdesac! This home offers comfort, style, and value from the moment you arrive! The spacious, newly renovated kitchen boasts stainless steel appliances, gorgeous granite countertops, a generous center island, and abundant storage, flowing seamlessly into a warm family room with a cozy fireplace. A versatile flex room provides options for an office or formal dining. The owner's suite features elegant crown molding and an updated bath with a fully tiled shower. You also get a full two car garage perfect for your custom workshop. Step outside to an extended covered patio, full irrigation, and a fully fenced backyard with new wood fencing and gate. Notable upgrades include a new dishwasher, updated windows and siding, well-maintained 2016 HVAC, and a newer water softener. All set in a desirable Mandarin neighborhood. Some photos may be digitally altered.

Next steps in Mandarin Pines

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,000
Property taxesest. at asking price, Duval County$604
Estimated total, before insurance$2,604/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,182/yr · $432/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,000
$73,800
Loan Term
Monthly Payment
$2,000
Principal & Interest: $2,000
Property taxes (est.): $604
Insurance (est.): $246
Estimated Total Monthly
$2,850
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,602 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:52 AM, sunset 5:30 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $385,500 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$300,376$248,965—
2025$311,945$261,223—
2024$274,147$224,147▲ $11,663
2023$288,020$238,020▲ $61,481
2022$218,681$103,903▲ $5,880
2021$179,311$99,421▲ $16,756
2020$158,169$97,358▲ $7,568

2025 property taxes (current owner): $5,182/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 6, 2026Active$369,000
  • Oct 14, 2026Withdrawn$369,000
  • Aug 11, 2026Price change$369,000−$10,000
  • Jul 30, 2026Price change$379,000−$10,000
  • Feb 21, 2026Listed$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $263/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3821 Olympic Lane, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCOct 2026$375,000$2623/21,432430
11546 Woodglen Way, Jacksonville, FL 32223Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYNov 2026$315,000$2253/21,398150.2
3741 N Ride Drive, Jacksonville, FL 32223Listed by AMERICAN REAL ESTATE SOLUTIONS LLCOct 2026$225,000$1373/21,644670.2
3413 Sarah Spaulding Court, Jacksonville, FL 32223Listed by HASSLE-FREE REALTY LLCOct 2026$344,900$2063/21,676110.7
3220 Ricky Drive, Jacksonville, FL 32223Listed by MOMENTUM REALTYOct 2026$307,000$3113/2988810.7
3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$375,000$2234/21,681580.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$369,000
Price / Sq Ft$263
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,402
Acres0.22 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Ranch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address3660 Mandarin Woods Drive N, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size9,583.2 sq ft
Parcel Number1563320658
ZoningResidential

Amenities

Community FeaturesSuburban, Street Lights
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile, Vinyl
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Security24 Hour Security, Smoke Detector(s)

Exterior

Patio / PorchAwning(s), Covered, Patio
FencingFenced, Wood
RoofShingle
ConstructionBrick, Composition Siding, Wood Siding
Other StructuresShed(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedNovember 7, 2026
Days on Market8
Tax Amount$5,181.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KST GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mandarin Pines

Mandarin Pines is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Mandarin Pines homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines