This home is in Whisper Ridge, St. Augustine — a pool home in St. Johns County.
Sold·Closed Sep 4, 2026·153 days on market·Recent sales in Whisper Ridge·Whisper Ridge
2616 S Waterleaf Drive
St. Augustine, FL 32092
10 more homes for sale in Whisper Ridge →Search Whisper Ridge on the map
About this home
Whisper Ridge
Room for everyone, space for everything, and a backyard made for making memories. This St. Augustine home offers a rare blend of space, privacy, and refined coastal living. Set on an oversized cul-de-sac lot, the .33-acre property boasts a massive backyard with a screened lanai, pool, hot tub, and fenced yard. A wooden sitting deck is perfect for entertaining, while the split floor plan lets in abundant natural light, and the sunroom adds 190 sq. ft. of extra living space. Inside, you'll find granite kitchen countertops, stainless steel appliances, and updated bathrooms. LVP flooring creates a seamless flow throughout, and a private study with glass doors makes working from home effortless. The second-floor bedroom is large enough to serve as a second owner's suite. Located near top-rated schools with easy commuting access--and no CDD--this home delivers both convenience and tranquility. Don't miss the chance to own a property with unparalleled outdoor living on a truly unique lot.
Next steps in Whisper Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,771 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $455,411 | $207,182 | — |
| 2024 | $463,510 | $200,636 | — |
| 2023 | $431,883 | $193,336 | — |
| 2022 | $401,022 | $186,249 | — |
| 2021 | $306,702 | $179,368 | — |
| 2020 | $290,984 | $176,201 | — |
2025 property taxes (current owner): $3,286/yr
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 4, 2026Closed$569,500
- Jul 24, 2026Active Under Contract$569,500
- Feb 19, 2026Listed$569,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $243/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2612 S Waterleaf Drive, St. Augustine, FL 32092Listed by OAKLEAF EQUITY INC | Aug 2025 | $417,000 | $196 | 3/2 | 2,128 | 44 | 0 |
| 2512 N Waterleaf Drive, St. Augustine, FL 32092Listed by ENGEL & VOLKERS ST AUGUSTINE | Nov 2025 | $585,000 | $232 | 4/3 | 2,524 | 5 | 0.1 |
| 2125 Sandy Branch Place, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $510,000 | $222 | 4/2 | 2,300 | 6 | 0.2 |
| 2121 Sandy Branch Place, St. Augustine, FL 32092Listed by OPENDOOR BROKERAGE, LLC. | Aug 2025 | $400,000 | $152 | 5/3.5 | 2,629 | 387 | 0.2 |
| 1599 Timber Trace Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $400,000 | $199 | 4/2 | 2,006 | 25 | 0.3 |
| 273 Whisper Ridge Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $490,000 | $267 | 3/2 | 1,833 | 35 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Sold by: ENDLESS SUMMER REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Whisper Ridge
Whisper Ridge is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Whisper Ridge homes for sale →Keep looking
More homes in Whisper Ridge
For Sale212 Whisper Ridge DriveSt. Augustine, FL 32092
5 bd · 3 ba · 2,710 sq ft
$479,000Est. $2,549/moWelcome to this spacious and versatile 5-bedroom, 3-bathroom home offering over 2,700 square feet of living space, plus…
Listing Office: florida homes realty & mtg llc
For Sale37442 Whisper WayHilliard, FL 32046
3 bd · 2 ba · 1,536 sq ft
$336,900Est. $1,793/moThis sweet 3-bed/2-bath home in Hilliard's Whisper Ridge is only 3 years old. It feels comfortable, and ready for you…
Listing Office: fernandina beach realty
For Sale37255 Whisper WayHilliard, FL 32046
4 bd · 2 ba · 1,847 sq ft
$334,900Est. $1,782/moNestled within the beautiful Whisper Ridge community in Hilliard, Florida, this stunning new construction home,…
Listing Office: lgi realty - florida, llc
For Sale37263 Whisper WayHilliard, FL 32046
3 bd · 2 ba · 1,693 sq ft
$324,900Est. $1,729/moExperience modern living in the sought-after Whisper Ridge community of Hilliard, Florida. This beautifully designed,…
Listing Office: lgi realty - florida, llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in Whisper Ridge
Whisper Ridge guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines