This home is in Whisper Ridge, St. Augustine.
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Sold·Closed Apr 24, 2026·339 days on market·Recent sales in Whisper Ridge·Whisper Ridge
1560 Timber Trace Drive
St. Augustine, FL 32092
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About this home
Whisper Ridge
Seller Financing Available! Beautifully updated 3-bedroom, 2-bath home featuring a dedicated office, cozy den with fireplace, and a bright, spacious Florida room. This move-in ready property offers a functional layout with modern finishes throughout. The updated kitchen and bathrooms provide a fresh, contemporary feel, while the den offers a warm, inviting space to relax by the fire. The Florida room is perfect for entertaining or enjoying year-round sunshine. Conveniently located near I-95 and the St. Augustine Outlet Stores, this home offers easy access to shopping, dining, and everything the area has to offer. Don't miss this versatile and beautifully maintained home!
Next steps in Whisper Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $364,354 | $364,354 | — |
| 2024 | $395,162 | $395,162 | — |
| 2023 | $381,510 | $136,667 | — |
| 2022 | $350,626 | $131,230 | — |
| 2021 | $260,060 | $125,951 | — |
| 2020 | $246,289 | $123,522 | — |
2024 property taxes (current owner): $5,210/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $165/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1599 Timber Trace Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $400,000 | $199 | 4/2 | 2,006 | 25 | 0.1 |
| 2125 Sandy Branch Place, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $510,000 | $222 | 4/2 | 2,300 | 6 | 0.2 |
| 2121 Sandy Branch Place, St. Augustine, FL 32092Listed by OPENDOOR BROKERAGE, LLC. | Aug 2025 | $400,000 | $152 | 5/3.5 | 2,629 | 387 | 0.2 |
| 2616 S Waterleaf Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTY | Sep 2026 | $547,500 | $234 | 4/3 | 2,343 | 153 | 0.3 |
| 1112 Hawk Watch Circle, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATES | Jul 2026 | $528,000 | $216 | 3/2 | 2,445 | 43 | 0.3 |
| 2612 S Waterleaf Drive, St. Augustine, FL 32092Listed by OAKLEAF EQUITY INC | Aug 2025 | $417,000 | $196 | 3/2 | 2,128 | 44 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JENSEN REAL ESTATE GROUP LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Whisper Ridge
Whisper Ridge is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Apr 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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