Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 53
Sold

Sold·Closed Jun 19, 2026·106 days on market·Recent sales in Mandarin

4294 Summerton Oaks Circle

Jacksonville, FL 32223

$440,000sold priceListed at $499,990 · 88% of asking$146/sqftMLS# 2130382
4
Beds
3.5
Baths
3,023
Sq Ft
2014
Built
3
Garage
No
Pool
HOA $33/mo10,019 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

PRICED FOR A QUICK SALE MAKE THIS great home your own. Valued below market value. corner-lot home in one of Jacksonville's most desirable and well-established communities. This residence blends comfort, flexibility, and style, making it an ideal choice for anyone seeking a move-in-ready home in a prime location. Step inside to a bright, open layout designed for easy living and effortless entertaining. The spacious main living area flows into a well-appointed kitchen featuring modern finishes, ample cabinetry, and generous counter space. Large windows fill the home with natural light, creating a warm and inviting atmosphere. The primary bedroom is conveniently located on the main level, offering privacy and comfort with its own thoughtfully designed en-suite bath. Upstairs, a second family room/loft provides valuable flex space--perfect for a media room, playroom, home office, or additional lounge area Comfortable secondary bedrooms, well-designed bathrooms, and plenty of storage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, Duval County$718
HOAbilled annually$33
Estimated total, before insurance$3,189/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,803/yr · $650/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$418,168$418,168—
2024$399,957$399,957—
2023$411,657$252,190—
2022$396,648$243,389—
2021$335,424$234,844—
2020$314,987$230,912—

2025 property taxes (current owner): $7,803/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4179 Burning Tree Lane S, Jacksonville, FL 32223Listed by ROUND TABLE REALTYAug 2026$630,000$2604/2.52,427740.3
4149 Bridgeville Place, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$535,000$2434/22,1991070.4
12280 Peach Orchard Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPAug 2026$605,900$2634/32,30630.5
4654 Julington Creek Road, Jacksonville, FL 32258Listed by ELITE REALTY GROUPOct 2026$1,200,000$3645/43,2951630.7
12160 Banyan Tree Drive, Jacksonville, FL 32258Listed by REAL ESTATE SOLUTIONSSep 2026$474,900$2174/32,188630.7
3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COASTSep 2026$507,000$2294/32,21081.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,990
Price / Sq Ft$165
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,023
Acres0.23 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address4294 Summerton Oaks Circle, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionSummerton
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,018.8 sq ft
Parcel Number1582412610

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Patio, Rear Porch
FencingFenced, Vinyl

Additional Information

Date ListedMay 6, 2026
Days on Market106
HOA Fees$400 / Annually
HOA FrequencyAnnually
Tax Amount$7,802.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VREELAND REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines