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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Eastwinds Condos, Jacksonville Beach an oceanfront home in Northeast Florida.

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Active

Active·137 days on market·Eastwinds Condos

1505 1st Street S 401

Jacksonville Beach, FL 32250

$1,700,000$723/sqftEst. $8,740/moMLS# 2140137
3
Beds
3
Baths
2,350
Sq Ft
2002
Built
1
Garage
No
Pool

About this home

Eastwinds Condos

Experience the pinnacle of coastal luxury in this exquisite 4th-floor residence, perfectly positioned on the premier ''first row'' of Jacksonville Beach. This rare 3-bedroom, 3-bathroom sanctuary spans 2,350 square feet of sophisticated living space designed to frame panoramic views of the Atlantic.

Cost to own

Mortgage calculator

$1,700,000
$340,000
Loan Term
Monthly Payment
$8,740
Principal & Interest: $8,740
Property taxes (est.): $2,776
Insurance (est.): $1,133
Estimated Total Monthly
$12,649
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$8,740
Property taxesest. at asking price, Duval County$2,776
HOAbilled monthly$1,866
Estimated total, before insurance$13,382/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,725,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,466,250$1,466,250
2024$1,466,250$1,466,250
2023$1,440,375$659,288
2022$1,125,000$638,630 $62,000
2021$944,000$618,573
2020$871,000$609,343

Estimated taxes if purchased at asking price: ~$33,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Other — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 15, 2026Listed$1,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,700,000
Price / Sq Ft$723
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,350
Year Built2002
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

Community Information

Address1505 1st Street S 401, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionEastwinds
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1763210090
ZoningCondominium

Amenities

AmenitiesPool, Maintenance Structure
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Garage Door Opener, Guest
ViewBeach
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Elevator, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Freezer, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories8
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityEntry Phone/Intercom, Fire Sprinkler System, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
FencingBack Yard
RoofOther
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 15, 2026
Days on Market53
HOA Fees$1,866.06 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Water
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Eastwinds Condos

Eastwinds Condos is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Eastwinds Condos homes for sale →

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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