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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Costa Verano Condos, Jacksonville Beach an oceanfront home in Northeast Florida.

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Active

Active·Listed today·Costa Verano Condos

1031 1st Street S 308

Jacksonville Beach, FL 32250

$1,062,000$681/sqftEst. $5,454/moMLS# 2161865
2
Beds
2
Baths
1,560
Sq Ft
2006
Built
Garage
No
Pool

About this home

Costa Verano Condos

Experience oceanfront living at its finest at Costa Verano in the heart of Jacksonville Beach. Located on the 3rd floor, elevated on the building's 5th level, this beautifully appointed residence offers ocean views from the living room, primary suite, and versatile study/flex space. The well-designed kitchen features granite countertops, a Sub-Zero refrigerator, KitchenAid appliances, glass-top range, and built-in oven and microwave. Double French doors provide privacy for the study, making it ideal for a home office or additional guest space. The spacious primary suite features sliding glass doors, a large walk-in closet, and an ensuite bath with dual vanities, Jacuzzi tub, and separate shower. The second bedroom also offers a walk-in closet and sliding doors that open to its own private balcony--perfect for giving guests a private retreat. HVAC and water heater were both replaced in 2023. This residence includes two assigned parking spaces, with one located in Garage #1 and one in

Cost to own

Mortgage calculator

$1,062,000
$212,400
Loan Term
Monthly Payment
$5,454
Principal & Interest: $5,454
Property taxes (est.): $1,734
Insurance (est.): $708
Estimated Total Monthly
$7,896
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$5,454
Property taxesest. at asking price, Duval County$1,734
HOAbilled monthly$1,379
Estimated total, before insurance$8,567/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,527/yr · $1,377/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $16,527/yr

Estimated taxes if purchased at asking price: ~$20,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 26, 2026Listed$1,062,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,062,000
Price / Sq Ft$681
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,560
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleCondotel
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address1031 1st Street S 308, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionCosta Verano
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1761510386
ZoningCondominium

Amenities

AmenitiesPool, Other, Barbecue, Beach Access, Dog Park, Elevator(s), Fitness Center, Maintenance Grounds, Management- On Site, Sauna, Security, Spa/Hot Tub, Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Assigned, Community Structure, Garage, Gated
ViewOcean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Terrace
Road FrontageCity Street

Additional Information

Date ListedAugust 26, 2026
Days on Market0
HOA Fees$1,379 / Monthly
HOA FrequencyMonthly
HOA NameCosta Verano Condominium Association, Inc
HOA Fee IncludesCable TV, Maintenance Grounds, Maintenance Structure, Security, Trash, Water
Tax Amount$16,527.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Costa Verano Condos

Costa Verano Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.

View all Costa Verano Condos homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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