This home is in Costa Verano Condos, Jacksonville Beach — an oceanfront home in Northeast Florida.
Active Under Contract·45 days on market·Costa Verano Condos
1031 1st Street S 308
Jacksonville Beach, FL 32250
All Costa Verano Condos homes for sale →Search Costa Verano Condos on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Costa Verano Condos
Oceanfront living at its finest in the heart of Jacksonville Beach! This beautifully appointed residence offers 2 bedrooms, 2 bathrooms and third bedroom option in the flex room featuring double doors and access to ocean-view balcony. Located on the 3rd floor, elevated on the building's 5th level. The well-designed kitchen features granite countertops, a Sub-Zero refrigerator, KitchenAid appliances, glass-top range, and built-in oven and microwave. The primary suite features sliding glass doors, a large walk-in closet, and an ensuite bath with dual vanities, Jacuzzi tub, and separate shower. The second bedroom offers a walk-in closet and sliding glass doors opening to its own private balcony--providing guests with a peaceful, private retreat. With three balconies, flexible living space, and beautiful ocean views, this residence offers an exceptional opportunity to enjoy the Jacksonville Beach lifestyle. Home is beautifully staged by Simply Dwell.
Next steps in Costa Verano Condos
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,811 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $16,527/yr
Estimated taxes if purchased at asking price: ~$20,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 3, 2026Active Under Contract$1,062,000
- Aug 26, 2026Listed$1,062,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $467/sq ft; this home is listed at $681/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1301 1st Street 802, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $450,000 | $365 | 2/2 | 1,232 | 144 | 0.2 |
| 1524 1st Street S, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $650,000 | $395 | 3/3 | 1,644 | 99 | 0.3 |
| 1551 1st Street 103, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $675,000 | $467 | 3/2 | 1,446 | 86 | 0.3 |
| 386 1st Street S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $520,000 | $408 | 3/2 | 1,275 | 299 | 0.4 |
| 1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMES | Aug 2026 | $680,000 | $534 | 3/2 | 1,274 | 46 | 0.4 |
| 1601 Ocean Drive S 807, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Jul 2026 | $725,000 | $653 | 2/2 | 1,110 | 70 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Costa Verano Condos
Costa Verano Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.
View all Costa Verano Condos homes for sale →Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Costa Verano Condos
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines