This home is in Creekside, St. Augustine — a home near Beachside High School.
Sold·Closed Jul 15, 2026·118 days on market·Recent sales in Creekside·Creekside
82 Tree Frog Way
St. Augustine, FL 32095
3 more homes for sale in Creekside →Search Creekside on the map
About this home
Creekside
Incredible views, outstanding amenities, shopping and everything you will love that comes along with this beautiful 5 bedroom home in St. Johns County! ** 2026 property tax credit attached to this home- best price per sq ft value in the neighborhood! 5 bedroom home with 3 full bathrooms in St. Johns County with a LOW CDD fee of $108.98 a month! and a LOW HOA fee of $101.67 per month! Live the Lifestyle in this stunning 5 bedroom, 3.5 bath home with an additional second floor flex space, now on the market in Florida's top school district. Located in the highly sought after Twin Creeks at Creekside community in St. Johns County, this move in ready home has been immaculately maintained, and the pride of ownership shines throughout. This property truly offers it all, from location to upgrades, with close proximity to dining, shopping, and major highways, plus a rare fully fenced, pond view lot featuring a built in fire pit and extended paver patio, perfect for outdoor entertaining.
Next steps in Creekside
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $390,404 | $0 | — |
| 2024 | $401,559 | $194,804 | — |
| 2023 | $342,613 | $112,604 | — |
| 2022 | $334,558 | $180,751 | — |
| 2021 | $269,180 | $174,030 | — |
| 2020 | $70,000 | $70,000 | — |
2025 property taxes (current owner): $1,696/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 20, 2026Closed$475,000
- Feb 18, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $447,000 | $180 | 3/2.5 | 2,477 | 34 | 0.4 |
| 204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLC | Sep 2026 | $530,000 | $233 | 4/2.5 | 2,270 | 125 | 0.4 |
| 612 Picasso Avenue, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $420,000 | $165 | 3/2.5 | 2,547 | 10 | 0.6 |
| 100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAX | Sep 2026 | $490,000 | $250 | 4/2 | 1,963 | 87 | 0.7 |
| 95 Strobe Court, St. Augustine, FL 32095Listed by SUPER SELLER | Aug 2026 | $495,000 | $213 | 3/2.5 | 2,326 | 36 | 0.9 |
| 65 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUP | Sep 2026 | $525,000 | $226 | 3/2.5 | 2,328 | 25 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Creekside
Creekside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Creekside homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines