Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Seabrook Village, Ponte Vedra — a home near Allen D. Nease High School.

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Pending

Pending·237 days on market·Seabrook Village

31 Seawatch Lane

Ponte Vedra, FL 32081

$859,000$308/sqftEst. $4,439/moMLS# 2125314

Beds

Baths

2,792

Sq Ft

2026

Built

Garage

Pool

About this home

Seabrook Village

Discover your final opportunity to own a Toll Brothers Edgeport Coastal in Seabrook Village at Nocatee, with resort-style living and state-of-the-art amenities. The stunning Edgeport welcomes you with a striking two-story foyer, featuring an open-rail staircase and oak stairs. Upstairs, a generous loft offers flexible space ideal for entertaining, relaxing, or creating a secondary living area. The primary suite features a well-appointed shower and a large walk-in closet, accompanied by two additional bedrooms, a full bathroom, and a conveniently located laundry room. On the first floor, a private guest suite with full bath is tucked behind the kitchen and dining area, along with a flexible workspace ideal for a small office or pantry. The spacious great room opens to a covered lanai overlooking a community park that provides lush greenery and a peaceful, park-like setting. Estimated completion is late Summer 2026.

Cost to own

Mortgage calculator

Home Price

$859,000

Down Payment: 20%

$171,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$4,439

Principal & Interest: $4,439

Property taxes (est.): $1,143

Insurance (est.): $573

Estimated Total Monthly

$6,155

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,439

Property taxesest. at asking price, St. Johns County$1,143

HOAbilled annually$70

Estimated total, before insurance$5,652/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,087/yr · $341/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

2025 property taxes (current owner): $4,087/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$859,000

Price / Sq Ft$308

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,792

Total Structure Area3,532 sq ft

Acres0.15 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Traditional

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNorth

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address31 Seawatch Lane, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionSeabrook Village

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,534 sq ft

Parcel Number0705041660

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)