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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine Beach.

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Active

Active·184 days on market

670 A1A Beach Boulevard C

St. Augustine Beach, FL 32080

$899,000$499/sqftEst. $4,622/moMLS# 2132178
3
Beds
2
Baths
1,800
Sq Ft
2002
Built
Garage
No
Pool

About this home

St. Augustine Beach

Welcome to 670 A1A Beach Blvd, a beautifully updated coastal villa offering the best of lifestyle and investment. Situated East of A1A, this property allows for short-term rentals and is currently operating as a successful income-producing vacation rental. This 3 bedroom, 2 bathroom villa offers approximately 1,800 sq ft features elevator access to a private second-floor foyer, open floor plan with Brazilian cherry flooring, and a private south-facing balcony for enjoying coastal breezes. The spacious primary suite offers an en suite bathroom with a jetted tub and separate shower. Residents and guests enjoy pool access, hot tub, and outdoor shower, perfect after a day at the beach. Sold turnkey and fully equipped, this property is ideal for investors or buyers seeking a beachside retreat with proven rental performance.

Cost to own

Mortgage calculator

$899,000
$179,800
Loan Term
Monthly Payment
$4,622
Principal & Interest: $4,622
Property taxes (est.): $1,196
Insurance (est.): $599
Estimated Total Monthly
$6,417
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,622
Property taxesest. at asking price, St. Johns County$1,196
HOAbilled monthly$1,000
Estimated total, before insurance$6,818/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 26, 2026Listed$899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,000
Price / Sq Ft$499
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,800
Year Built2002
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address670 A1A Beach Boulevard C, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionSt Augustine Beach
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1689510003
ZoningCommercial

Amenities

AmenitiesPool, Spa/Hot Tub
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LaundryIn Unit
SecuritySecured Elevator

Exterior

Exterior FeaturesBalcony
Patio / PorchSide Porch

Additional Information

Date ListedFebruary 26, 2026
Days on Market182
HOA Fees$1,000 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Internet, Maintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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