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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Sold

Sold·Closed Jun 12, 2026·81 days on market·Recent sales in Jacksonville Beach

404 9th Avenue N

Jacksonville Beach, FL 32250

$611,000sold priceListed at $639,000 · 95.6% of asking$319/sqftMLS# 2129199
4
Beds
3.5
Baths
1,915
Sq Ft
1999
Built
2
Garage
No
Pool
No HOA1,742 sqft lotTownhouse3 stories

About this home

Jacksonville Beach

Discover the charm of this 1999 Jacksonville Beach townhome, featuring 4 spacious bedrooms, 3.5 bathrooms, and 1,915 square feet of untapped potential. Perfectly located in a prime area, this property is ideal for a variety of ventures—whether as a high-yield Airbnb, an income-generating rental, or your dream home just steps from the beach. This home features a brand-new roof, new windows, 2-zone AC system, and a transferable home warranty for added peace of mind. With no HOA and the added benefit of not requiring flood insurance, this property offers both convenience and affordability. Enjoy the freedom to make this space your own without the added constraints of additional fees or insurance costs. The property also includes a spacious two-car garage with ample driveway parking, ensuring plenty of room for vehicles. Two decks provide generous outdoor space, perfect for entertaining family and friends while enjoying the refreshing ocean breezes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,384
Property taxesest. at asking price, Duval County$998
Estimated total, before insurance$4,382/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,487/yr · $791/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$611,000
$122,200
Loan Term
Monthly Payment
$3,384
Principal & Interest: $3,384
Property taxes (est.): $998
Insurance (est.): $407
Estimated Total Monthly
$4,789
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $635,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$556,212$505,490—
2024$579,365$579,365—
2023$564,229$564,229—
2022$532,872$532,872—
2021$368,009$368,009—
2020$357,620$357,620—

2025 property taxes (current owner): $9,487/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $386/sq ft; this home is listed at $334/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
917 1st Street N 1001, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPOct 2026$1,499,000$6613/32,26910.2
932 1st Street N 203, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$950,000$3863/3.52,463500.2
525 3rd Street N 315, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCJun 2026$465,000$3392/21,373510.3
342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$670,000$3573/3.51,8765170.4
1412 1st Street N 102, Jacksonville Beach, FL 32250Listed by UNITED REAL ESTATE GALLERYJun 2026$669,000$4463/21,500840.4
722 2nd Avenue N, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJun 2026$660,000$3824/2.51,7303270.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$639,000
Price / Sq Ft$334
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,915
Acres0.04 acres
Year Built1999
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address404 9th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionJacksonville Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size1,742.4 sq ft
Parcel Number1744540010

Amenities

UtilitiesSewer Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories3
LevelsThree Or More

Exterior

Patio / PorchDeck, Rear Porch

Additional Information

Date ListedFebruary 9, 2026
Days on Market81
Tax Amount$9,487.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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