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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a pool home in Jacksonville.

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Active Under Contract

$749,000Active Under Contract3 bd · 2 ba · 1,372 sq ft

Active Under Contract·51 days on market

1520 Republic Drive

Jacksonville Beach, FL 32250

$749,000$546/sqftEst. $4,084/mo mortgageMLS# 2164854
3
Beds
2
Baths
1,372
Sq Ft
1980
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Beach

Welcome to your private Jacksonville Beach oasis--a completely renovated pool home where coastal style, privacy, and effortless indoor-outdoor living come together. Tucked away on a quiet street with no neighbors directly behind you, this home offers the perfect blend of laid-back beach living and modern luxury. Inside, thoughtful updates create a fresh, elevated take on coastal living, while outside, your private pavered pool is made for entertaining, family days in the sun or relaxing after a bike ride home from the beach. Bike to the ocean, restaurants and shopping, then come home to your own peaceful retreat. With no HOA or CDD, the possibilities are endless. Offered fully furnished and currently operating as a successful short-term rental. Roof, HVAC and pool completed in 2016.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,084
Property taxesest. at asking price, Duval County$1,223
Estimated total, before insurance$5,307/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$749,000
$149,800
Loan Term
Monthly Payment
$4,084
Principal & Interest: $4,084
Property taxes (est.): $1,223
Insurance (est.): $499
Estimated Total Monthly
$5,806
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,695 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 15, 2026Active Under Contract$749,000
  • Sep 16, 2026Active$749,000
  • Sep 11, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $381/sq ft; this home is listed at $546/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3346 America Avenue, Jacksonville Beach, FL 32250Listed by BERRY & CO. REAL ESTATEOct 2026$515,000$3383/21,5251050.1
3739 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATEOct 2026$589,000$3743/21,57410.1
4035 Grande Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Oct 2026$625,000$3813/21,64220.2
3675 Sanctuary Way S, Jacksonville Beach, FL 32250Listed by ROUND TABLE REALTYAug 2026$570,000$3773/21,510100.2
3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$775,000$4693/21,65150.3
2503 Liberty Lane, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$595,000$4343/21,37250.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,000
Price / Sq Ft$546
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,372
Acres0.19 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementarySeabreeze, reported on 13 other Jacksonville Beach listings
MiddleDuncan Fletcher, reported on 16 other Jacksonville Beach listings
HighDuncan Fletcher, reported on 18 other Jacksonville Beach listings
County schoolsJacksonville Area Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1520 Republic Drive, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionJacksonville Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size8,276.4 sq ft
Parcel Number1810761650
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEat-in Kitchen, Open Floorplan, Other
AppliancesOther, Dishwasher, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionMany Trees, Wooded, Other
Patio / PorchPatio, Porch, Rear Porch
FencingFenced, Wood
RoofShingle
ConstructionFrame, Wood Siding
Other StructuresShed(s)

Additional Information

Date ListedSeptember 16, 2026
Days on Market51
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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