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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 26, 2026·105 days on market·Recent sales in Mandarin

4773 Reef Heron Circle

Jacksonville, FL 32257

$445,000sold priceListed at $450,000 · 98.9% of asking$176/sqftMLS# 2128960
3
Beds
2.5
Baths
2,532
Sq Ft
2018
Built
2
Garage
No
Pool
HOA $58/mo4,356 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Discover this spacious 3 bedroom, 2.5 bathroom home offering 2,532 sq ft of comfortable living space. The open layout features generous living and dining areas that flow easily into the kitchen, creating a great setup for everyday living and entertaining. The primary suite includes a private bathroom, while the additional bedrooms offer flexibility for family or guests. Enjoy relaxing year round on the screened-in patio overlooking the backyard. Located in a quiet, well kept neighborhood, this move-in ready home is easy to show.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,465
Property taxesest. at asking price, Duval County$727
HOAbilled annually$58
Estimated total, before insurance$3,250/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,764/yr · $647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $727
Insurance (est.): $297
Estimated Total Monthly
$3,488
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$415,997$415,997▲ $15,000
2024$402,423$402,423▲ $27,259
2023$384,105$384,105—
2022$352,940$352,940—
2021$287,498$215,098—
2020$261,438$211,438—

2025 property taxes (current owner): $7,764/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9670 Abby Glen Circle, Jacksonville, FL 32257Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$375,000$2064/21,818180.2
9332 Mill Springs Drive, Jacksonville, FL 32257Listed by CORE REALTY, LLCSep 2026$350,000$1725/22,0361660.6
5428 Downington Drive, Jacksonville, FL 32257Listed by EXIT INSPIRED REAL ESTATEOct 2026$436,131$2124/22,057140.7
4926 Meganwood Lane, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATESep 2026$390,000$2164/21,808530.7
10251 Trevor Creek Drive W, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYAug 2026$445,000$2334/21,910830.9
9515 Broken Oak Boulevard, Jacksonville, FL 32257Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$375,000$2083/21,801981.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$178
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,532
Acres0.10 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4773 Reef Heron Circle, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionEgrets Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size4,356 sq ft
Parcel Number1491863510

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Split Bedrooms
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionStucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedApril 8, 2026
Days on Market105
HOA Fees$700 / Annually
HOA FrequencyAnnually
Tax Amount$7,764.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOVEREIGN REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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