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Active

Active·9 days on market

124 1st Avenue E B103

Horseshoe Beach, FL 32648

$239,000$199/sqftEst. $1,266/moMLS# 2164674
2
Beds
2
Baths
1,200
Sq Ft
2005
Built
Garage
No
Pool
FEMA Zone AEHOA $500/moCondominium1 story

About this home

Horseshoe Beach

WELCOME TO HIGH TIDE AT EGRET LANDING AT HORSESHOE BEACH WHERE YOU CAN GET AWAY FROM IT ALL AND LIVE A RELAXING COASTAL LIFE STLYE FULL OF BOATING, FISHING, SCALLOPING, SHRIMPING, ENJOYING WILDLIFE ALONG WITH BEAUTIFUL SUNRISES AND SUNSETS! UNIT B 103 is a TURN KEY 2 bedroom, 2 bath condo and is decorated to the T with a sparkling pool view and desired drive through carport! This fully equipped condo has a spacious floor plan with an open concept and peaceful porch over looking the pool which includes lounge area & BBQ Grills! Chill out at the condo or launch your boat at the near by boat launch with fish cleaning station for endless fun on the water! This condo was built in 2005 on pilings which allows for parking below and includes a private storage closet. Ideal location for a primary home. private get away or making family memories come true! MUST SEE!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,266
HOAbilled monthly$500
Estimated total, before insurance$1,766/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,692/yr · $308/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,000
$47,800
Loan Term
Monthly Payment
$1,266
Principal & Interest: $1,266
Insurance (est.): $159
Estimated Total Monthly
$1,425
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,692/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 13, 2026Listed$239,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$239,000
Price / Sq Ft$199
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,200
Total Structure Area1,340 sq ft
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleStilt
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address124 1st Avenue E B103, Horseshoe Beach, FL 32648
Area882-Dixie County-South Of US-19/US-98/SR-55
SubdivisionEgrets Landing
CityHorseshoe Beach
CountyDixie
StateFL
Zip Code32648
Parcel Number111210C52900B10103
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Boat Dock, Boat Launch, Maintenance Grounds, Water
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingCarport, Covered
ViewPool

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesBalcony, Dock
Patio / PorchCovered, Porch
RoofMetal
ConstructionFiber Cement, Frame

Additional Information

Date ListedSeptember 13, 2026
Days on Market5
HOA Fees$500 / Monthly
HOA FrequencyMonthly
HOA NameGolden Rule Property Management
Tax Amount$3,692
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 BECKHAM REALTY · tedradee@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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