This home is in Jacksonville.
Sold·Closed Jun 11, 2026·83 days on market·Recent sales in Mandarin
4031 Tobin Drive
Jacksonville, FL 32257
About this home
Jacksonville
Move-in ready home in a great location within an established, desirable neighborhood close to shopping, dining, and major routes. Big-ticket updates already done: roof, HVAC, and water heater all replaced in 2022, giving buyers peace of mind. Interior upgrades include a 2023 custom master shower, refaced kitchen cabinets, farmhouse sink, and a new master closet system. A 2023 refrigerator stays, along with a custom laundry area featuring a Samsung stacked washer and dryer. The yard is fully converted to Bermuda grass and features fruit-producing lemon, grapefruit, avocado, and orange trees. A well-updated, low-maintenance home with standout lifestyle features and a financing advantage that's hard to beat. 4:58 PMClaude responded: An assumable VA loan is available for qualified military buyers. An assumable VA loan is available for qualified military buyers.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,744 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $385,000 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $363,615 | $301,859 | — |
| 2024 | $345,779 | $292,645 | — |
| 2023 | $332,666 | $282,666 | — |
| 2022 | $303,454 | $181,379 | — |
| 2021 | $224,640 | $174,640 | ▲ $11,078 |
| 2020 | $207,839 | $207,839 | ▲ $3,000 |
2024 property taxes (current owner): $5,387/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $247/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10348 Sequoya Drive, Jacksonville, FL 32257Listed by HESTIA REAL ESTATE SERVICES, INC. | Sep 2026 | $360,000 | $179 | 4/3 | 2,011 | 39 | 0.1 |
| 10397 Arrow Lakes Court, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $365,000 | $265 | 3/2 | 1,378 | 3 | 0.2 |
| 10388 Arrow Lakes Drive E, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $197,500 | $159 | 3/2 | 1,244 | 56 | 0.2 |
| 9872 Lazy Hollow Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $389,000 | $247 | 3/2 | 1,577 | 5 | 0.5 |
| 9970 Timberlake Drive E, Jacksonville, FL 32257Listed by BRANDYWINE HOMES USA LLC | Sep 2026 | $290,000 | $223 | 3/2 | 1,301 | 137 | 0.5 |
| 4069 Huntington Forest Boulevard, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $387,500 | $248 | 4/2 | 1,560 | 13 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THE NEWCOMER GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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