429 Bismarck Palm Road

St. Augustine, FL 32092

$739,000$274/sqftEst. $3,933/moMLS# 2127342

Beds

Baths

2,698

Sq Ft

2025

Built

Garage

Pool

About this home

Silverleaf

Located behind the impressive, gated entrance of Newbrook—Toll Brothers' flagship community in St. Johns County—these stunning Cordata Transitional showcases modern luxury throughout. Thoughtfully designed, the home features four spacious bedrooms, three bathrooms, a dedicated office, and an oversized covered lanai ideal for entertaining or unwinding outdoors. The gourmet kitchen is a chef's dream, complete with stainless steel appliances, upgraded cabinetry, and a walk‑in pantry. At the heart of the home, the expansive great room opens seamlessly to the lanai and the large backyard, creating an effortless indoor‑outdoor flow. The highly anticipated Newbrook residents‑only amenity center will include a resort‑style pool, fitness center, and clubhouse.

Cost to own

Mortgage calculator

Home Price

$739,000

Down Payment: 20%

$147,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,756

Principal & Interest: $3,756

Est. Taxes & Insurance: $939

Estimated Total Monthly

$4,695

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,933

Property taxesest. at asking price, St. Johns County$983

HOAbilled monthly$215

Estimated total, before insurance$5,132/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$130,000	$130,000	—

2025 property taxes (current owner): $2,085/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.