Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a gated community home in St. Johns County.

Photo 1 / 65
Active Under Contract

$464,900Active Under Contract2 bd · 2 ba · 1,811 sq ft

Active Under Contract·95 days on market·Watersong At Rivertown

359 Pinellas Way

St. Johns, FL 32259

$464,900$257/sqftEst. $2,535/mo mortgageMLS# 2159003
↓ $35,100 below original list
2
Beds
2
Baths
1,811
Sq Ft
2023
Built
2
Garage
No
Pool

40 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

FEMA Zone XHOA $211/mo4,792 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Watersong At Rivertown

Built in 2023 and thoughtfully designed for effortless everyday living, this beautifully appointed Lane model offers the perfect blend of modern style, low-maintenance comfort, and exceptional value in the gated 55+ community of WaterSong at RiverTown. Warm luxury vinyl plank flooring flows throughout the home with no carpet, while soft gray Shaker cabinetry, quartz countertops, recessed LED lighting, and elegant eight-foot interior doors create a bright, sophisticated atmosphere from the moment you step inside. A welcoming foyer with designer woven lighting leads to an open-concept floor plan where the spacious great room seamlessly connects to the screened lanai through stacking sliding glass doors, creating an inviting indoor-outdoor living experience. Just off the main living area, a stylish dry bar with quartz countertops, cabinetry, and a mini refrigerator nook adds both function and charm, making entertaining effortless. Double French doors open to a versatile office or den.

Next steps in Watersong At Rivertown

FollowNew Watersong At Rivertown homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,535
Property taxesest. at asking price, St. Johns County$619
HOAbilled monthly$211
Estimated total, before insurance$3,364/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$464,900
$92,980
Loan Term
Monthly Payment
$2,535
Principal & Interest: $2,535
Property taxes (est.): $619
Insurance (est.): $310
Estimated Total Monthly
$3,463
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 26, 2026Active Under Contract$464,900
  • Oct 13, 2026Price change$464,900−$15,000
  • Sep 21, 2026Price change$479,900−$20,100
  • Aug 6, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
343 Juniper Hills Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSNov 2026$417,000$2672/21,560730.2
87 Merchant Avenue, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$512,155$2702/21,90000.2
317 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$475,000$2263/32,102630.3
236 Hoptree Place, St. Johns, FL 32259Listed by EXP REALTY LLCOct 2026$429,000$2753/21,560150.3
305 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$449,000$2672/21,682160.3
186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$480,000$2562/21,876240.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$464,900
Price / Sq Ft$257
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,811
Acres0.11 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

Zoned elementaryHallowes Cove Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryHallowes Cove Academy
Reported middleHallowes Cove Academy
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address359 Pinellas Way, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionWatersong At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size4,791.6 sq ft
Parcel Number0007240710

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionFew Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Porch, Screened
RoofShingle
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedAugust 7, 2026
Days on Market95
HOA Fees$211 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Watersong At Rivertown homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines