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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Oaks Plantation, St. Johns — a golf course home in St. Johns County.

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Sold

Sold·Closed Feb 13, 2026·5 days on market·Recent sales in River Oaks Plantation·River Oaks Plantation

1133 Ashmore Drive

St. Johns, FL 32259

$520,000sold priceListed at $525,000 · 99% of asking$226/sqftMLS# 2126206
4
Beds
3
Baths
2,303
Sq Ft
1997
Built
2
Garage
No
Pool

2 more homes for sale in River Oaks Plantation →Search River Oaks Plantation on the map

HOA $58/mo13,504 sqft lotSingle Family Residence1 story

About this home

River Oaks Plantation

Beautifully updated - fully repainted 4-bedroom, 3-bath all-brick home in St. Johns County, FL offering timeless construction paired with modern comfort and thoughtful upgrades. The main living areas and primary suite feature Luxury Vinyl Plank flooring, providing durability and a refined aesthetic. Plantation shutters add classic style and light control. The living room is anchored by a Touchstone electric fireplace, creating a warm, contemporary focal point ideal for both everyday living and entertaining. The kitchen is enhanced with a new above-range microwave-4/2025 and flows seamlessly into the living spaces. Enjoy year-round relaxation on the screened porch, now brighter and more inviting with newly added skylights. Major system updates provide peace of mind, including a new A/C system with updated ductwork-9/2025, new water heater-10/ 2025, and water softener. Additional improvements include new garage door springs and rollers -11/2025 and fresh interior paint-1/2026.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,835
Property taxesest. at asking price, St. Johns County$692
HOAbilled annually$58
Estimated total, before insurance$3,585/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,782/yr · $482/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:38 AM, sunset 6:42 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,782/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1204 Cunningham Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$600,000$2584/32,32820.2
1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$720,000$3993/31,805920.4
1100 Creekwood Way N, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCAug 2026$739,000$2744/32,700150.5
1014 Fruit Cove Road, Fruit Cove, FL 32259Listed by SERVICE REALTY, LLCSep 2026$580,000$2274/32,552650.7
112 Lige Branch Lane, Fruit Cove, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$450,000$2363/21,90470.9
1737 Heatherwood Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESOct 2026$570,000$2564/22,22911

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$228
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,303
Acres0.31 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1133 Ashmore Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionRiver Oaks Plantation
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,503.6 sq ft
Parcel Number0006320210
ZoningResidential

Amenities

AmenitiesBarbecue, Basketball Court, Clubhouse, Fitness Center, Golf Course, Park, Playground
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionBrick Veneer
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 21, 2026
Days on Market5
HOA Fees$700 / Annually
HOA FrequencyAnnually
HOA NameVesta Property Services
Tax Amount$5,781.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: ROUND TABLE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Oaks Plantation

River Oaks Plantation is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all River Oaks Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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