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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Oct 2, 2026·92 days on market·Recent sales in St. Johns County

1590 Pitch Pine Avenue

St. Johns, FL 32259

$720,000sold priceListed at $729,000 · 98.8% of asking$399/sqftMLS# 2141882
3
Beds
3
Baths
1,805
Sq Ft
1984
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.72 acresSingle Family Residence1 story

About this home

St. Johns

Seller will give closing concession with reasonable offer. Featuring a screened-in pool, expansive outdoor living, and rare RV parking, this beautifully updated coastal-style ranch estate is perfectly positioned on a private .72-acre homesite in the desirable Fruit Cove Forest community of St. Johns County. Tucked away in a quiet, wooded setting, this property offers the ultimate blend of privacy and lifestyle--while still being just minutes from top-rated schools, shopping, and dining. Inside, you're welcomed by soaring vaulted ceilings and updated LVP flooring, creating a bright, open atmosphere throughout. The spacious layout is designed for both comfort and entertaining, featuring oversized living areas, a cozy fireplace, and a flexible floor plan with 3 bedrooms plus a dedicated office (ideal as a 4th bedroom). Step outside to your private backyard retreat, where the screened-in pool and lanai invite year-round relaxation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,988
Property taxesest. at asking price, St. Johns County$958
Estimated total, before insurance$4,946/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,632/yr · $303/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$720,000
$144,000
Loan Term
Monthly Payment
$3,988
Principal & Interest: $3,988
Property taxes (est.): $958
Insurance (est.): $480
Estimated Total Monthly
$5,426
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Metal — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,588 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$449,470$232,914—
2024$432,390$225,642—
2023$437,913$217,614—
2022$382,819$209,819—
2021$281,716$196,212—
2020$275,799$192,813—

2025 property taxes (current owner): $3,632/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Closed$729,000
  • Jul 27, 2026Pending$729,000
  • Jul 21, 2026Price change$729,000−$16,000
  • Apr 24, 2026Listed$745,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $404/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1204 Cunningham Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$600,000$2584/32,32820.6
1525 Stratford Court, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$515,000$2303/22,243110.7
905 Autumn Green Court, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYJul 2026$599,000$2574/32,33420.9
696 Hampton Downs Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$2433/21,48121
405 Lolly Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$478,000$2204/22,17001.2
1440 Forest Lane, St. Johns, FL 32259Listed by LIVE LOVELY REALTY LLCJul 2026$495,900$2454/22,028181.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$729,000
Price / Sq Ft$404
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,805
Acres0.72 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address1590 Pitch Pine Avenue, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionFruit Cove Woods
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size31,363.2 sq ft
Parcel Number0106090620
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen, Outdoor Shower
Lot DescriptionMany Trees
Patio / PorchCovered, Front Porch, Porch, Screened
FencingFenced, Privacy, Vinyl
RoofMetal
ConstructionBrick
Other StructuresGazebo, Shed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 24, 2026
Days on Market92
Tax Amount$3,632.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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