This home is in Summer Bay At Grand Oaks, St. Augustine — a waterfront home in St. Johns County.
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Sold·Closed Mar 13, 2026·14 days on market·Recent sales in Summer Bay At Grand Oaks·Summer Bay At Grand Oaks
312 Fairlake Circle
St. Augustine, FL 32092
3 more homes for sale in Summer Bay At Grand Oaks →Search Summer Bay At Grand Oaks on the map
About this home
Summer Bay At Grand Oaks
Discover exceptional living in this beautifully designed, two bedroom, two bath home located in a highly desirable 55 and over gated community just minutes from Downtown St Augustine and the outlet mall. This residence has been meticulously maintained and features exquisite decor throughout the home. The interior offers vinyl flooring in the main living areas, with carpeted bedrooms and cozy sitting area for added comfort or make into a third bedroom or office space.The home is beyond clean, showcasing pride of ownership at every turn. Step outside to a lush, tropical landscape filled with vibrant trees and plants that are beautifully illuminated at night, creating a stunning outdoor ambiance. Enjoy peaceful water views overlooking the pond, adding a serene setting.
Next steps in Summer Bay At Grand Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Area34 min drive · 24 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area13 min drive · 2.2 mi of trails
Closest public boat ramp
Palmo Cove Public Boat Rampabout 7 mi · St. Johns River - Palmo Cove
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 8 mi · San Sebastian River
Closest youth league fields
Mill Creek Park10 min drive · Baseball
Closest grocery store
Publix8 min drive · 2875 State Rd 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,830/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $240/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 94 Lone Cypress Way, St. Augustine, FL 32092Listed by LPT REALTY LLC | Oct 2026 | $475,000 | $263 | 3/2 | 1,807 | 95 | 0.1 |
| 71 Hickory Pine Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $490,000 | $250 | 3/2 | 1,962 | 67 | 0.1 |
| 217 Fairlake Circle, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Jul 2026 | $375,000 | $238 | 3/2 | 1,575 | 128 | 0.1 |
| 145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Sep 2026 | $465,000 | $234 | 3/2.5 | 1,989 | 75 | 0.2 |
| 246 Lone Cypress Way, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $330,000 | $209 | 2/2 | 1,581 | 182 | 0.2 |
| 4410 State Road 16, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $2,810,000 | $1,997 | 2/2.5 | 1,407 | 169 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Bay At Grand Oaks
Summer Bay At Grand Oaks is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Summer Bay At Grand Oaks homes for sale →Keep looking
More homes in Summer Bay At Grand Oaks
For Sale135 Fairlake CircleSt. Augustine, FL 32092
2 bd · 2 ba · 1,498 sq ft
$369,900Est. $1,969/moWelcome to this beautifully maintained 2-bedroom, 2-bath home located in a desirable gated 55+ community. Enjoy added…
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For Sale94 Hickory Pine DriveSt. Augustine, FL 32092
2 bd · 2 ba · 1,859 sq ft
$499,000Est. $2,656/moWHY WAIT TO BUILD? This beautifully upgraded 2023 home is already customized and move-in ready! Welcome to 94…
Listing Office: iheart realty inc
For Sale169 Hickory Pine DriveSt. Augustine, FL 32092
3 bd · 2 ba · 2,005 sq ft
$569,900Est. $3,033/moTalk about upgrades! Everything that could be upgraded has been upgraded. From the lighting and flooring to the…
Listing Office: momentum realty
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines