This home is in Beachwalk, St. Johns.

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Active

Active·186 days on market·Beachwalk

329 Rum Runner Way

St. Johns, FL 32259

$625,000$244/sqftEst. $3,327/moMLS# 2124536

Beds

Baths

2,558

Sq Ft

2023

Built

Garage

Pool

About this home

Beachwalk

Don't miss out on the chance to call this gorgeous luxury townhouse in the popular Beachwalk Community your new home! This beautifully designed residence, built in 2022, feels almost brand new and is set on a spacious lot with stunning water views. With 4 cozy bedrooms and 3 bathrooms, including smart toilets, this home has everything you need for comfortable living. Nestled in a modern gated community, the HOA fees cover exterior maintenance like lawn care, trimming, pressure washing, and you'll even have access to the lovely lagoon! Here are some highlights you'll love: - Stylish laminate flooring - A warm and inviting fireplace - A gourmet kitchen that will delight any chef, featuring upgraded appliances, a lovely backsplash, extended cabinets, a gas cooktop, a walk-in pantry, chic pendant lighting, and a shiplap-accented island that's perfect for entertaining.

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,157

Principal & Interest: $3,157

Est. Taxes & Insurance: $789

Estimated Total Monthly

$3,946

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,327

Property taxesest. at asking price, St. Johns County$832

HOAbilled quarterly$542

Estimated total, before insurance$4,700/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $555,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$474,597	$474,597	—
2024	$495,217	$495,217	—
2023	$115,000	$115,000	—
2022	$134,400	$132,000	—
2021	$120,000	$120,000	—
2020	$110,000	$110,000	—

2025 property taxes (current owner): $8,032/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 9, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000

Price / Sq Ft$244

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,558

Acres0.13 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address329 Rum Runner Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size5,662.8 sq ft

Parcel Number0237170410

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached

Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo