Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

1 / 82

Active

Active·Listed today·Beachwalk

311 Rum Runner Way

St. Johns, FL 32259

$579,900$227/sqftEst. $2,997/moMLS# 2163980

Beds

Baths

2,558

Sq Ft

2023

Built

Garage

Pool

About this home

Beachwalk

Discover maintenance-free luxury living in one of Northeast Florida's most unique and affordable private club communities! This 4 bedroom/3 bath home is just a short walk to Beachwalk's Crystal Lagoon with exclusive resident access to all Beachwalk has to offer. The gourmet kitchen features full-height custom cabinetry with crown molding, large island, stainless steel appliances, large eat in area and custom pantry. A desirable first-floor bedroom with full bath provides flexibility for guests or office. The primary suite offers a private balcony, custom walk-in closet, vanity seating area, and large walk-in shower. Also upstairs are 2 more bedrooms and spacious loft. Enjoy a professionally landscaped backyard oasis with tropical landscaping, low-maintenance turf, putting green, landscape lighting, covered patio, pavers with solar lighting, gas firepit, and full privacy fence. Custom drop zone and upgraded lighting throughout add style and function. CDD paid in full!

Cost to own

Mortgage calculator

Home Price

$579,900

Down Payment: 20%

$115,980

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,997

Principal & Interest: $2,997

Property taxes (est.): $772

Insurance (est.): $387

Estimated Total Monthly

$4,155

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,997

Property taxesest. at asking price, St. Johns County$772

HOAbilled monthly$390

Estimated total, before insurance$4,158/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 8, 2026Listed$579,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$579,900

Price / Sq Ft$227

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,558

Acres0.13 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address311 Rum Runner Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size5,662.8 sq ft

Parcel Number0237170380

ZoningResidential

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Gated

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Upper Level

SecuritySmoke Detector(s)