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This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Active

Active·46 days on market·Beachwalk

311 Rum Runner Way

St. Johns, FL 32259

$574,900$225/sqftEst. $3,159/mo mortgageMLS# 2163980

↓ $5,000 below original list

Beds

Baths

2,558

Sq Ft

2023

Built

Garage

Pool

30 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $390/mo5,663 sqft lotSingle Family Residence2 stories

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About this home

Beachwalk

Discover maintenance-free luxury living in one of Northeast Florida's most unique and affordable private club communities! This 4 bedroom/3 bath home with a loft is just a short walk to Beachwalk's Crystal Lagoon with exclusive resident access to all Beachwalk has to offer. The gourmet kitchen features full-height custom cabinetry with crown molding, large island, stainless steel appliances, large eat in area and custom pantry. A desirable first-floor bedroom with full bath provides flexibility for guests or office. The primary suite offers a private balcony, custom walk-in closet, vanity seating area, and large walk-in shower. Also upstairs are 2 more bedrooms and spacious loft. Enjoy a professionally landscaped backyard oasis with tropical landscaping, low-maintenance turf, putting green, landscape lighting, covered patio, pavers with solar lighting, gas firepit, and full privacy fence. Custom drop zone and upgraded lighting throughout add style and function. CDD paid in full!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,159

Property taxesest. at asking price, St. Johns County$765

HOAbilled monthly$390

Estimated total, before insurance$4,314/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$574,900

Down Payment: 20%

$114,980

Interest Rate: 7.32%

Loan Term

Monthly Payment

$3,159

Principal & Interest: $3,159

Property taxes (est.): $765

Insurance (est.): $383

Estimated Total Monthly

$4,308

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (north)
26 min drive · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area
9 min drive · 3.3 mi of trails
Closest public boat ramp
Palm Valley Public Landing
about 7 mi · Tolomato River
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launch
about 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park
15 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix
5 min drive · 835 Cr 210 W, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Sep 27, 2026Price change$574,900−$5,000
Sep 8, 2026Listed$579,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $225/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATION	Aug 2026	$395,000	$208	4/2.5	1,895	144	0.3
63 Caribbean Place, St. Johns, FL 32259Listed by BLUEFIN REAL ESTATE GROUP	Oct 2026	$615,000	$241	4/3	2,555	53	0.4
211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC.	Sep 2026	$400,000	$178	3/2.5	2,253	102	0.4
248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC	Sep 2026	$420,000	$216	3/2.5	1,943	119	0.5
53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTY	Oct 2026	$750,000	$226	4/4	3,315	68	0.6
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP	Oct 2026	$940,000	$297	4/3	3,161	18	0.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$574,900

Price / Sq Ft$225

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,558

Acres0.13 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

Zoned elementaryLakeside Academy

Zoned middleLakeside Academy

Zoned highBeachside High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementaryLakeside Academy

Reported middleLakeside Academy

Reported highBeachside

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address311 Rum Runner Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size5,662.8 sq ft

Parcel Number0237170380

ZoningResidential

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)

Community FeaturesRestaurant

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Gated

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Upper Level

SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Fire Pit

Patio / PorchCovered, Patio

FencingFenced, Back Yard, Vinyl

RoofMetal

ConstructionFiber Cement, Frame

Other StructuresGazebo

Road SurfaceAsphalt

Additional Information

Date ListedSeptember 8, 2026

Days on Market20

HOA Fees$389.6 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Security

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

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