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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Active

Active·410 days on market·Beachwalk

90 Tilloo Court

St. Johns, FL 32259

$599,900$298/sqftEst. $3,323/moMLS# 2104594
↓ $10,000 below original list
4
Beds
3
Baths
2,011
Sq Ft
2021
Built
2
Garage
No
Pool

27 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $226/mo13,068 sqft lotSingle Family Residence1 story

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About this home

Beachwalk

Welcome to Beachwalk, Trevi Model, where resort-style living meets everyday comfort! This very well maintained, 4-bedroom, 3 bath home is loaded with upgrades and sits on a big, desirable corner lot. Inside, you'll find custom built-in closets throughout, upgraded finishes, and a bright, open layout, perfect for entertaining. The home boasts a widened 3-car driveway, extended pavers & lanai, permanent exterior lighting, and an apoxy-coated garage floor with custom built storage. A durable metal roof adds style and peace of mind. Beachwalk is an incredible golf cart community and offers over the top amenities, including a 14-acre lagoon, with a swim-up bar, clubhouse, fitness center, walking and golf cart paths, dog splash park and more. Located right on County Road 210, one mile off of I-95. Publix, several restaurants, Kilwin's, Wawa, and Lowe's & BJ's right outside the community for added convenience. Seller will pay the one-time initiation fee of $5,000 to lagoon with accep offer

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, St. Johns County$798
HOAbilled quarterly$226
Estimated total, before insurance$4,347/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,504/yr · $792/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,521
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:28 AM, sunset 6:54 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$471,899$376,904—
2024$464,624$365,574—
2023$400,488$350,488—
2022$434,233$384,233—
2021$100,000$100,000—
2020$88,000$88,000—

2024 property taxes (current owner): $9,504/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Price change$599,900−$10,000
  • Sep 1, 2025Listed$609,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $298/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
63 Caribbean Place, St. Johns, FL 32259Listed by BLUEFIN REAL ESTATE GROUPOct 2026$615,000$2414/32,555530.2
419 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$527,500$2114/32,5032990.6
72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATIONAug 2026$395,000$2084/2.51,8951440.7
57 Clifton Bay Loop, St. Johns, FL 32259Listed by COASTAL REALTY OF NE FLORIDA, LLCAug 2026$484,000$2144/3.52,265340.7
248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$420,000$2163/2.51,9431190.8
211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$400,000$1783/2.52,2531020.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$298
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,011
Total Structure Area2,838 sq ft
Acres0.30 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesNortheast

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address90 Tilloo Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,068 sq ft
Parcel Number0237181420
ZoningPUD

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground
Community FeaturesRestaurant, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyExposure/Shade
ParkingAttached, Electric Vehicle Charging Station(s), Gated

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecurityKey Card Entry, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Rear Porch, Screened
FencingFenced, Full, Wrought Iron
RoofMetal
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 1, 2025
Days on Market374
HOA Fees$677 / Quarterly
HOA FrequencyQuarterly
HOA NameBeachwalk Lagoon/Dorado @ Beachwalk
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,503.64
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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