This home is in Beachwalk, St. Johns.

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Active

Active·317 days on market·Beachwalk

90 Tilloo Court

St. Johns, FL 32259

$609,900$303/sqftEst. $3,246/moMLS# 2104594

Beds

Baths

2,011

Sq Ft

2021

Built

Garage

Pool

About this home

Beachwalk

Welcome to Beachwalk, Trevi Model, where resort-style living meets everyday comfort! This very well maintained, 4-bedroom, 3 bath home is loaded with upgrades and sits on a big, desirable corner lot. Inside, you'll find custom built-in closets throughout, upgraded finishes, and a bright, open layout, perfect for entertaining. The home boasts a widened 3-car driveway, extended pavers & lanai, permanent exterior lighting, and an apoxy-coated garage floor with custom built storage. A durable metal roof adds style and peace of mind. Beachwalk is an incredible golf cart community and offers over the top amenities, including a 14-acre lagoon, with a swim-up bar, clubhouse, fitness center, walking and golf cart paths, dog splash park and more. Located right on County Road 210, one mile off of I-95. Publix, several restaurants, Kilwin's, Wawa, and Lowe's & BJ's right outside the community for added convenience. Seller will pay the one-time initiation fee of $5,000 to lagoon with accep offer

Cost to own

Mortgage calculator

Home Price

$609,900

Down Payment: 20%

$121,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,081

Principal & Interest: $3,081

Est. Taxes & Insurance: $770

Estimated Total Monthly

$3,851

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,246

Property taxesest. at asking price, St. Johns County$812

HOAbilled quarterly$165

Estimated total, before insurance$4,223/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$471,899	$376,904	—
2024	$464,624	$365,574	—
2023	$400,488	$350,488	—
2022	$434,233	$384,233	—
2021	$100,000	$100,000	—
2020	$88,000	$88,000	—

2024 property taxes (current owner): $9,504/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Sep 1, 2025Listed$609,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$609,900

Price / Sq Ft$303

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,011

Total Structure Area2,838 sq ft

Acres0.30 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNortheast

School Information

HighBeachside

Community Information

Address90 Tilloo Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size13,068 sq ft

Parcel Number0237181420

ZoningPUD

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyExposure/Shade

ParkingAttached, Electric Vehicle Charging Station(s), Gated

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

SecurityKey Card Entry, Security Gate, Smoke Detector(s)