This home is in Beachwalk, St. Johns.

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Active

Active·91 days on market·Beachwalk

381 Caribbean Place

St. Johns, FL 32259

$630,000$247/sqftEst. $3,353/moMLS# 2119961

Beds

Baths

2,555

Sq Ft

2021

Built

Garage

Pool

About this home

Beachwalk

CDD Bond Paid! This gorgeous 4 bedroom, 3-bathroom, split 3-car garage home sits on a PREMIUM water-to-preserve lot in the exclusive gated section of Beachwalk! The beautifully landscaped yard with wide paver driveway sets the tone for the elegance inside. Your backyard retreat awaits with an oversized screened lanai with triple sliding doors, perfect to enjoy the serene water views. Step through the upgraded glass front door & be greeted by wood-look tile floors, classy crown molding, high ceilings & an abundance of natural light. The gourmet kitchen features an oversized quartz island/breakfast bar, white cabinetry w crown molding & under-mount lighting, beautiful tile backsplash, gas cooktop & double oven. The inviting spacious & open living room showcases a tray ceiling & peaceful backyard views. The relaxing primary bedroom offers tray ceilings w crown molding, large windows & french door that lead to the lanai. The luxurious en suite

Cost to own

Mortgage calculator

Home Price

$630,000

Down Payment: 20%

$126,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,182

Principal & Interest: $3,182

Est. Taxes & Insurance: $796

Estimated Total Monthly

$3,978

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,353

Property taxesest. at asking price, St. Johns County$838

HOAbilled quarterly$165

Estimated total, before insurance$4,356/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$560,384	$481,529	—
2024	$552,724	$467,110	—
2023	$506,903	$456,903	—
2022	$518,330	$518,330	—
2021	$100,000	$100,000	—
2020	$88,000	$88,000	—

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 15, 2026Listed$630,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$630,000

Price / Sq Ft$247

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,555

Acres0.17 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address381 Caribbean Place, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size7,405.2 sq ft

Lot Dimensions53x139

Parcel Number0237180330

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond, Protected Preserve, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)