This home is in The Plantation, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Sold·Closed Aug 21, 2026·123 days on market·Recent sales in The Plantation·The Plantation
185 Retreat Place
Ponte Vedra Beach, FL 32082
20 more homes for sale in The Plantation →Search The Plantation on the map
About this home
The Plantation
Welcome to effortless coastal living in this custom-built, one-owner residence completed in 2022 by House & Home, ideally located within The Plantation at Ponte Vedra Beach. Move-in ready and thoughtfully designed, this home showcases an open floor plan filled with natural light, thanks to an abundance of oversized windows that welcome you upon entry. The heart of the home features vaulted ceilings with striking beam detailing, custom trim work throughout, and an elegant Isokern fireplace anchoring the great room. French doors throughout the living spaces create a seamless connection to the outdoors while framing serene water views. The first-floor primary suite offers a true retreat with a spa-inspired shower, dual vanities, and generous his-and-her closets. A dedicated office nook and an additional downstairs en-suite guest bedroom provide flexibility for work and hosting. Upstairs, a private en-suite guest room offers comfort and privacy, while a separate open loft sitting area
Next steps in The Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Concrete, Tile — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,513,174 | $1,147,636 | — |
| 2024 | $1,278,533 | $1,114,585 | — |
| 2023 | $1,278,533 | $1,080,665 | — |
| 2022 | $196,000 | $154,000 | — |
| 2021 | $140,000 | $140,000 | — |
| 2020 | $140,000 | $132,868 | — |
Estimated taxes if purchased at asking price: ~$41,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 22, 2026Closed$2,899,000
- Jul 9, 2026Pending$2,899,000
- Jan 26, 2026Listed$2,899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $406/sq ft; this home is listed at $768/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 181 Retreat Place, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $1,600,000 | $478 | 4/4 | 3,347 | 7 | 0 |
| 117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLC | Sep 2026 | $880,000 | $303 | 4/2.5 | 2,906 | 131 | 0.2 |
| 2642 Long Boat Court S, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,907,764 | $538 | 4/3.5 | 3,544 | 4 | 0.3 |
| 196 Governors Road, Ponte Vedra Beach, FL 32082Listed by ASSIST2SELL FULL SERVICE REALTY LLC. | Jun 2026 | $1,820,000 | $398 | 5/6 | 4,571 | 103 | 0.4 |
| 145 Egrets Walk Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,400,000 | $406 | 5/4 | 3,450 | 69 | 0.6 |
| 117 Glen Eagles Court, Ponte Vedra Beach, FL 32082Listed by DALTON WADE INC | Jun 2026 | $960,000 | $313 | 4/3.5 | 3,070 | 58 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About The Plantation
The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all The Plantation homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines