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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jan 23, 2026·20 days on market·Recent sales in Oceanside Park·Oceanside Park

409 16th Avenue S

Jacksonville Beach, FL 32250

$525,000sold priceListed at $535,000 · 98.1% of asking$467/sqftMLS# 2119577
2
Beds
1
Baths
1,123
Sq Ft
1957
Built
—
Garage
No
Pool

14 more homes for sale in Oceanside Park →Search Oceanside Park on the map

No HOA6,098 sqft lotSingle Family Residence1 story

About this home

Oceanside Park

Just a 3-4 minutes walk to the ocean, this updated beach cottage offers the perfect blend of charm, convenience, & potential. Bright interiors, a welcoming layout, and a prime walkable location make everyday living feel like vacation! This laid-back,2 bedroom, 1 bathroom charming beach bungalow is perfect for anyone looking to enjoy daily, beautiful sunrises and sunsets on the beach. Fully , front & back fenced in yard is perfect for kids, pets, or parties. Enjoy morning coffee or an afternoon cocktail on your spacious deck in your generously sized, private backyard. The detached garage offers room for the surfboards, kayaks, beach cruisers, camping gear, personal gym, creative studio, or home office. It's already insulated, has electricity & a portable HVAC system, and a built-in loft. With the right upgrades it could become an in-law or guest suite, or even a short term rental. Walk to local restaurants juice bars, boutiques, and of course, the ocean - no car required.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Property taxesest. at asking price, Duval County$857
Estimated total, before insurance$3,765/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$4,115
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $500/sq ft; this home is listed at $476/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1318 6th Street S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$455,000$4742/2960680.2
13 Burling Way, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$520,000$4133/21,26030.3
138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$785,000$7762/1.51,011110.3
2202 Gail Avenue, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$625,000$6872/1910220.3
13 Norberta Way, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJun 2026$455,000$3713/1.51,22850.3
11 Burling Way, Jacksonville Beach, FL 32250Listed by BEACHES REALTY AND MANAGEMENT LLCJun 2026$730,000$5003/31,459440.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$535,000
Price / Sq Ft$476
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,123
Acres0.14 acres
Year Built1957
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address409 16th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,098.4 sq ft
Lot Dimensions50x125
Parcel Number1769210000
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingOther

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s)
AppliancesDryer, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchDeck, Rear Porch
FencingOther, Fenced, Back Yard, Wood
RoofShingle
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 27, 2025
Days on Market20
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: LINDA STRICKLAND REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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