This home is in St Augustine South, St. Augustine — a new construction home in St. Johns County.
Sold·Closed Jul 8, 2026·215 days on market·Recent sales in St Augustine South·St Augustine South
132 Terrapin Road
St. Augustine, FL 32086
17 more homes for sale in St Augustine South →Search St Augustine South on the map
About this home
St Augustine South
GORGEOUS INTRACOASTAL VIEWS FROM THIS STUNNING NEW CONSTRUCTION! Luxury 4BR/2.5BA with 2,670 SQFT. Paved driveway leads you to huge front porch with unobstructed ICW views. Front door opens to an ELEVATOR or staircase leading to the 2nd floor featuring open floor plan living area with crown molding, shiplap siding, designer lighting & premium flooring throughout. Gourmet kitchen with custom cabinets & large island with seating. Adjoining dining & living areas lead to another huge covered porch with spectacular ICW views. Downstairs, the primary suite has crown molding, French doors opening to the front porch with ICW views from all windows. Spa inspired ensuite bathroom with free standing soaking tub & glass enclosed shower & dual vanities with premium fixtures. 3 additional bedrooms, plus 2nd luxury bathroom provide lots of space for family, guests or office. Covered back porch, utility room & 2 car gar complete 1st floor. Park your boat in your driveway! Only 2/10 mi to BOAT RAMP!
Next steps in St Augustine South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,003 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $220,000 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $203,616 | $199,795 | — |
| 2024 | $181,632 | $181,632 | — |
| 2023 | $187,040 | $187,040 | — |
| 2022 | $170,240 | $170,240 | — |
| 2021 | $96,000 | $91,476 | — |
| 2020 | $83,600 | $83,160 | — |
2024 property taxes (current owner): $2,313/yr
Estimated taxes if purchased at asking price: ~$14,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 8, 2026Closed$900,000
- Nov 11, 2025Listed$900,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $320/sq ft; this home is listed at $337/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2240 Shore Drive, St. Augustine, FL 32086Listed by LPT REALTY LLC | Jun 2026 | $791,900 | $249 | 4/3 | 3,183 | 25 | 0.6 |
| 401 Fiddlers Point Drive, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $1,535,000 | $537 | 4/3 | 2,861 | 7 | 1.1 |
| 348 Fiddlers Point Drive, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $1,050,000 | $436 | 3/2 | 2,408 | 15 | 1.1 |
| 304 N Hidden Tree Drive, St. Augustine, FL 32086Listed by RE/MAX SPECIALISTS | Aug 2026 | $365,000 | $142 | 4/2.5 | 2,568 | 81 | 1.1 |
| 27 Saint Barts Avenue, St. Augustine, FL 32080Listed by REACH REALTY LLC | Aug 2026 | $645,000 | $318 | 3/2.5 | 2,028 | 12 | 1.2 |
| 909 Spring Lake Court, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $825,000 | $320 | 4/3 | 2,575 | 5 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About St Augustine South
St Augustine South is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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