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This home is in Marsh Creek, St. Augustine — a pool home in St. Johns County.

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Active

Active·Listed today·Marsh Creek

401 Fiddlers Point Drive

St. Augustine, FL 32080

$1,599,000$559/sqftEst. $8,212/moMLS# 2161487

Beds

Baths

2,861

Sq Ft

2004

Built

Garage

Yes

Pool

About this home

Marsh Creek

Experience exceptional Florida living in the highly sought-after Villas section of Marsh Creek. This beautifully updated concrete block pool home offers stunning marsh views and a thoughtfully designed open floor plan that is perfect for entertaining. The spacious living areas flow seamlessly into the dining and kitchen spaces, creating an inviting setting for gatherings with family and friends. Completely updated with high-end fixtures, quality finishes, and meticulous attention to detail, this home is truly move-in ready. Step outside to your private pool and spa, complemented by a beautifully appointed summer kitchen that creates an ideal setting for al fresco dining, entertaining, and enjoying the Florida lifestyle. Every detail has been carefully considered to create a home that is both stylish and comfortable. No detail has been forgotten in this exceptional Marsh Creek property. A truly special home designed for refined Florida living here.

Cost to own

Mortgage calculator

Home Price

$1,599,000

Down Payment: 20%

$319,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$8,212

Principal & Interest: $8,212

Property taxes (est.): $2,128

Insurance (est.): $1,066

Estimated Total Monthly

$11,406

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$8,212

Property taxesest. at asking price, St. Johns County$2,128

HOAbilled quarterly$227

Estimated total, before insurance$10,566/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 24, 2026Listed$1,599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,599,000

Price / Sq Ft$559

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,861

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure, Solar Heat

Is WaterfrontYes

Gated CommunityYes

Direction FacesEast

School Information

ElementaryR. B. Hunt

MiddleSebastian

HighSt. Augustine

Community Information

Address401 Fiddlers Point Drive, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionMarsh Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Parcel Number1626960010

ZoningSingle Family

Amenities

AmenitiesGated, Park, Playground, Security

UtilitiesCable Available, Sewer Available, Water Available, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway

ViewIntracoastal, Water

Waterfront TypeMarsh

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity System Owned, Smoke Detector(s)

Spa FeaturesIn Ground