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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Oct 8, 2026·7 days on market·Recent sales in Marsh Creek·Marsh Creek

401 Fiddlers Point Drive

St. Augustine, FL 32080

$1,535,000sold priceListed at $1,599,000 · 96% of asking$537/sqftMLS# 2161487
4
Beds
3
Baths
2,861
Sq Ft
2004
Built
2
Garage
Yes
Pool

9 more homes for sale in Marsh Creek →Search Marsh Creek on the map

FEMA Zone XHOA $235/moWaterfrontSingle Family Residence1 story

About this home

Marsh Creek

Experience exceptional Florida living in the highly sought-after Villas section of Marsh Creek. This beautifully updated concrete block pool home offers stunning marsh views and a thoughtfully designed open floor plan that is perfect for entertaining. The spacious living areas flow seamlessly into the dining and kitchen spaces, creating an inviting setting for gatherings with family and friends. Completely updated with high-end fixtures, quality finishes, and meticulous attention to detail, this home is truly move-in ready. Step outside to your private pool and spa, complemented by a beautifully appointed summer kitchen that creates an ideal setting for al fresco dining, entertaining, and enjoying the Florida lifestyle. Every detail has been carefully considered to create a home that is both stylish and comfortable. No detail has been forgotten in this exceptional Marsh Creek property. A truly special home designed for refined Florida living here.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,502
Property taxesest. at asking price, St. Johns County$2,043
HOAbilled quarterly$235
Estimated total, before insurance$10,780/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,535,000
$307,000
Loan Term
Monthly Payment
$8,502
Principal & Interest: $8,502
Property taxes (est.): $2,043
Insurance (est.): $1,023
Estimated Total Monthly
$11,568
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Oct 8, 2026Closed$1,599,000
  • Sep 2, 2026Active Under Contract$1,599,000
  • Aug 24, 2026Listed$1,599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $318/sq ft; this home is listed at $559/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
348 Fiddlers Point Drive, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,050,000$4363/22,408150.1
909 Spring Lake Court, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$825,000$3204/32,57550.4
281 Ocean Cay Boulevard, St. Augustine Beach, FL 32080Listed by EXP REALTY LLCJul 2026$750,000$2584/3.52,909820.4
606 Teeside Court, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKJun 2026$646,000$3043/22,1261770.7
27 Saint Barts Avenue, St. Augustine, FL 32080Listed by REACH REALTY LLCAug 2026$645,000$3183/2.52,028120.9
332 Marshside Drive N, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$725,000$3143/22,30660.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,599,000
Price / Sq Ft$559
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,861
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Solar Heat
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address401 Fiddlers Point Drive, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionMarsh Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1626960010
ZoningSingle Family

Amenities

AmenitiesGated, Park, Playground, Security
Community FeaturesStreet Lights, Curbs
UtilitiesCable Available, Sewer Available, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway
ViewIntracoastal, Water
Waterfront TypeMarsh

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesIn Ground

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac
RoofTile
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 24, 2026
Days on Market7
HOA Fees$705 / Quarterly
HOA FrequencyQuarterly
HOA NameLeland Management
HOA Fee IncludesSecurity
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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