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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Aug 26, 2026·5 days on market·Recent sales in Marsh Creek·Marsh Creek

909 Spring Lake Court

St. Augustine, FL 32080

$825,000sold priceListed at $825,000 · 100% of asking$320/sqftMLS# 2161131
4
Beds
3
Baths
2,575
Sq Ft
2000
Built
2
Garage
No
Pool

9 more homes for sale in Marsh Creek →Search Marsh Creek on the map

FEMA Zone XHOA $227/moWaterfrontSingle Family Residence2 stories

About this home

Marsh Creek

Welcome to 909 Spring Lake Court, a beautifully maintained home located on a quiet cul-de-sac in the highly desirable gated community of Marsh Creek. Offering a spacious and functional floor plan, this home features bright living spaces, a well-appointed kitchen, and a private primary suite designed for comfortable everyday living. Enjoy a peaceful backyard setting perfect for relaxing or entertaining. Ideally situated just minutes from St. Augustine Beach, historic downtown, shopping, dining, and top-rated schools. Marsh Creek offers a gated lifestyle with optional memberships available for golf, tennis, pickleball, fitness, and social amenities. Don't miss this opportunity to enjoy coastal living in one of St. Augustine's premier communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,570
Property taxesest. at asking price, St. Johns County$1,098
HOAbilled quarterly$227
Estimated total, before insurance$5,894/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$825,000
$165,000
Loan Term
Monthly Payment
$4,570
Principal & Interest: $4,570
Property taxes (est.): $1,098
Insurance (est.): $550
Estimated Total Monthly
$6,218
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 27, 2026Closed$825,000
  • Aug 22, 2026Pending$825,000
  • Aug 20, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $320/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
606 Teeside Court, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKJun 2026$646,000$3043/22,1261770.3
401 Fiddlers Point Drive, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,535,000$5374/32,86170.4
348 Fiddlers Point Drive, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,050,000$4363/22,408150.4
644 Nautical Way, St. Augustine, FL 32080Listed by STA REALTYAug 2026$508,000$2793/21,824580.5
332 Marshside Drive N, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$725,000$3143/22,30660.5
281 Ocean Cay Boulevard, St. Augustine Beach, FL 32080Listed by EXP REALTY LLCJul 2026$750,000$2584/3.52,909820.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$825,000
Price / Sq Ft$320
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,575
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

Community Information

Address909 Spring Lake Court, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionMarsh Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1626940030

Amenities

AmenitiesManagement - Full Time, Park, Playground, Security
Community FeaturesSuburban, Gated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewWater
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories2
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 21, 2026
Days on Market5
HOA Fees$680 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines