Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St Augustine South, St. Augustine — a pool home in St. Johns County.

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Active

Active·4 days on market·St Augustine South

602 St Augustine South Drive

St. Augustine, FL 32086

$499,000$335/sqftEst. $2,579/moMLS# 2163502

Beds

Baths

1,488

Sq Ft

1987

Built

Garage

Yes

Pool

About this home

St Augustine South

This POOL HOME on a prime CORNER LOT in ST. AUGUSTINE SOUTH is a MUST-SEE! Conveniently located, this home has 3 bedrooms, 2 full baths, a 2-CAR GARAGE, & COVERED RV/BOAT PARKING. The open floor plan includes a family room w/ vaulted ceilings & an ELECTRIC FIREPLACE surrounded by shiplap. The kitchen has GRAY SHAKER CABINETRY w/ quartz counters & stainless appliances. The owner's suite is large in size w/ TWO WALK-IN CLOSETS, & the renovated owner's bath has a double vanity & WALK-IN SHOWER w/ glass door & enclosure. Outside, the 3-SEASONS ROOM is heated/cooled by a mini-split system (not included in conditioned sq ft of home) & is complemented by a wet bar area w/ an undercounter refrigerator. The HEATED POOL doesn't disappoint, & the SCREEN ENCLOSURE makes for easy care. Store your toys under the COVERED RV/BOAT PARKING w/ a separate gravel drive. Metal Roof is 2014; re-piped in 2015. Enjoy living near the beach, St. Augustine, the Intracoastal, & much more. Don't miss this home!

Cost to own

Mortgage calculator

Home Price

$499,000

Down Payment: 20%

$99,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,579

Principal & Interest: $2,579

Property taxes (est.): $664

Insurance (est.): $333

Estimated Total Monthly

$3,575

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,579

Property taxesest. at asking price, St. Johns County$664

Estimated total, before insurance$3,243/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,763/yr · $480/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,763/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal — 2014 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · St Johns County Utilities - water accounts

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,643 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 4, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000

Price / Sq Ft$335

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,488

Acres0.29 acres

Year Built1987

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

# of Carport Spaces1

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure

Is WaterfrontNo

Community Information

Address602 St Augustine South Drive, St. Augustine, FL 32086

Area335-St Augustine South

SubdivisionSt Augustine South

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size12,632.4 sq ft

Parcel Number2295601625

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingDetached Carport, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne