Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed Oct 22, 2025·1 day on market·Recent sales in Amelia Island

1 Marsh Hawk Road

Fernandina Beach, FL 32034

$2,000,000sold priceListed at $2,000,000 · 100% of asking$524/sqftMLS# 2115416
4
Beds
4
Baths
3,819
Sq Ft
1981
Built
2
Garage
Yes
Pool
HOA $153/mo0.92 acresWaterfrontSingle Family Residence1 story

About this home

Fernandina Beach

Listing entered into MLS for comparable sales purposes only.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,078
Property taxesest. at asking price, Nassau County$2,761
HOAbilled annually$153
Estimated total, before insurance$13,992/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$17,720/yr · $1,477/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,000,000
$400,000
Loan Term
Monthly Payment
$11,078
Principal & Interest: $11,078
Property taxes (est.): $2,761
Insurance (est.): $1,333
Estimated Total Monthly
$15,172
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Wood — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,500 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $17,720/yr

Estimated taxes if purchased at asking price: ~$33,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $472/sq ft; this home is listed at $524/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6 Green Winged Teal Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,460,000$5295/4.52,7583320.5
2 Heron Oaks Court, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJul 2025$1,925,000$4724/4.54,08141
10 Hickory Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,295,000$4423/2.52,929201.2
58 Laurel Oak Road Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTDec 2025$1,210,000$4253/3.52,848261.2
10 Buckthorne Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2025$1,550,000$3874/44,010751.3
17 Harrison Creek Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYAug 2026$2,100,000$6213/33,383401.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,000,000
Price / Sq Ft$524
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage3,819
Acres0.92 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

Community Information

Address1 Marsh Hawk Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionAmelia Island
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size40,075.2 sq ft
Lot Dimensions130x251x128x206
Parcel Number016N29130000470020
ZoningPUD

Amenities

AmenitiesJogging Path
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewWater
Waterfront TypeMarsh

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas, Wood Burning
# of Stories1

Exterior

Lot DescriptionWooded
Patio / PorchDeck, Patio
RoofWood
ConstructionFrame
Other StructuresWorkshop

Additional Information

Date ListedOctober 29, 2025
Days on Market1
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
Tax Amount$17,720.13
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines