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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwood Villas, Fernandina Beach — a gated community home on Amelia Island.

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Sold

Sold·Closed Jan 30, 2026·59 days on market·Recent sales in Beachwood Villas·Beachwood Villas

2074 Beachwood Road

Fernandina Beach, FL 32034

$490,000sold priceListed at $505,000 · 97% of asking$405/sqftMLS# 2109619
2
Beds
2
Baths
1,210
Sq Ft
1974
Built
—
Garage
No
Pool

3 more homes for sale in Beachwood Villas →Search Beachwood Villas on the map

HOA $835/mo19.12 acresCondominium1 story

About this home

Beachwood Villas

Welcome to this fully furnished, two-bedroom, two-bathroom villa located in the highly desirable Beach Wood Villas at Amelia Island Plantation. This third-floor unit offers a comfortable coastal retreat with excellent rental potential. Nestled within Amelia Island's renowned natural beauty, this inviting home provides a serene escape just minutes from pristine beaches, world-class golf courses, and a host of resort amenities. The villa's layout features comfortable living spaces, including a balcony overlooking a lush canopy of trees, and private en-suite bathrooms in both bedrooms. Perfectly suited for short-term rentals or as a personal getaway, this property offers flexibility. An optional membership in the Amelia Island Equity Club provides extended access to the luxurious amenities of the Omni Resort, including golf, tennis, spa services, just a brisk 2-minute walk to beach an so much more.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,714
Property taxesest. at asking price, Nassau County$676
HOAbilled monthly$835
Estimated total, before insurance$4,226/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,688/yr · $641/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,714
Principal & Interest: $2,714
Property taxes (est.): $676
Insurance (est.): $327
Estimated Total Monthly
$3,717
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Other — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,561 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,688/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $410/sq ft; this home is listed at $417/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2080 Beach Wood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2025$499,000$4122/21,2102350
2104 Beach Wood Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2025$496,000$4102/21,21060
2109 Beachwood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$390,000$3222/21,2101400.2
2322 /2324 Boxwood Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJul 2026$480,000$3292/21,460640.2
2206 Boxwood Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$772,500$4972/21,55560.2
2341 Boxwood Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$550,000$3772/21,4601140.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$505,000
Price / Sq Ft$417
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,210
Acres19.12 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleVilla
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2074 Beachwood Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionBeachwood Villas
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size832,867.2 sq ft
Parcel Number016N29V16020740000
ZoningCondominium

Amenities

AmenitiesBeach Access, Clubhouse, Elevator(s), Gated, Jogging Path, Maintenance Grounds, Park, Playground
Community FeaturesRestaurant, Gated
UtilitiesCable Available, Cable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Parking Lot
ViewPool

Interior

Interior FeaturesPantry, Split Bedrooms
AppliancesDisposal, Dryer, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingElectric
FlooringTile
# of Stories1
LevelsThree Or More
LaundryIn Unit
Security24 Hour Security, Carbon Monoxide Detector(s), Fire Sprinkler System, Firewall(s), Secured Elevator, Security Gate, Security Lights, Security System Owned

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street
Patio / PorchRear Porch
FencingOther
RoofOther
ConstructionStucco
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 2, 2026
Days on Market59
HOA Fees$835 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$7,687.82
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT 1 STOP REALTY

Sold by: EXIT 1 STOP REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwood Villas

Beachwood Villas is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Beachwood Villas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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