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This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.

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Active

Active·307 days on market·Palencia

333 Stokes Creek Drive

St. Augustine, FL 32095

$539,900$208/sqftEst. $2,776/moMLS# 2115276

Beds

Baths

2,600

Sq Ft

2003

Built

Garage

Pool

About this home

Palencia

Welcome to Beautiful Palencia. This 5 bedroom & 3 Bath home plus a dedicated office is located across the street from a great park in a wooded & gated neighborhood featuring fantastic amenities with a modern gym & classes, lap pool, family & adult pools, tennis & pickleball courts, sidewalks, scenic boardwalks, fishing pier, playgrounds, top Elementary School and more. Home features a great floor plan, formal dining area, plantation shutters, gas fireplace, granite countertops, crown moldings and other upgrades. 2 ensuites, covered back patio and a private back yard for family fun. 2 car garage & ample storage. Quick commute to the beautiful beaches, Historic Downtown St. Augustine, airports, restaurants, shopping and all other conveniences. Palencia Downtown Market St has lots of fun family events & boutique stores. Golf membership /Social Membership available at additional cost. Roof Apprx. 7 years old & WH is 2017. A/C 2021. Great Price- LARGE Home! Built by RICHARD R DOSTIE INC.

Cost to own

Mortgage calculator

Home Price

$539,900

Down Payment: 20%

$107,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,776

Principal & Interest: $2,776

Property taxes (est.): $718

Insurance (est.): $360

Estimated Total Monthly

$3,854

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,776

Property taxesest. at asking price, St. Johns County$718

HOAbilled annually$10

Estimated total, before insurance$3,504/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,575/yr · $798/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $500,000 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$494,091	$494,091	—
2024	$489,701	$489,701	—
2023	$505,318	$297,168	—
2022	$424,998	$272,425	—
2021	$321,709	$249,932	—
2020	$272,645	$229,484	—

2024 property taxes (current owner): $9,575/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 16, 2026Price change$539,900−$5,000
Aug 5, 2026Price change$544,900−$5,000
Jul 12, 2026Price change$549,900−$6,000
Oct 28, 2025Listed$555,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$539,900

Price / Sq Ft$208

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,600

Total Structure Area3,168 sq ft

Acres0.21 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address333 Stokes Creek Drive, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size9,147.6 sq ft

Lot Dimensionssee documents tab

Parcel Number0720720730

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Sauna, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Off Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Gas Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryLower Level

SecuritySecurity Gate, Smoke Detector(s)