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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.

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Active

Active·354 days on market·Palencia

333 Stokes Creek Drive

St. Augustine, FL 32095

$524,900$202/sqftEst. $2,907/moMLS# 2115276
↓ $31,000 below original list
5
Beds
3
Baths
2,600
Sq Ft
2003
Built
2
Garage
No
Pool

41 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone XHOA $10/mo9,148 sqft lotSingle Family Residence2 stories

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About this home

Palencia

Welcome to Beautiful Palencia. This 5 bedroom & 3 Bath home plus a dedicated office is located across the street from a great park in a wooded & gated neighborhood featuring fantastic amenities with a modern gym & classes, lap pool, family & adult pools, tennis & pickleball courts, sidewalks, scenic boardwalks, fishing pier, playgrounds, top Elementary School and more. Home features a great floor plan, formal dining area, plantation shutters, gas fireplace, granite countertops, crown moldings and other upgrades. 2 ensuites, covered back patio and a private back yard for family fun. 2 car garage & ample storage. Quick commute to the beautiful beaches, Historic Downtown St. Augustine, airports, restaurants, shopping and all other conveniences. Palencia Downtown Market St has lots of fun events & boutique stores. Golf membership /Social Membership available at additional cost. Roof Apprx. 7 years old & WH is 2017. A/C 2021. Great Price- LARGE Home! Built by RICHARD R DOSTIE INC.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,907
Property taxesest. at asking price, St. Johns County$698
HOAbilled annually$10
Estimated total, before insurance$3,616/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,575/yr · $798/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$524,900
$104,980
Loan Term
Monthly Payment
$2,907
Principal & Interest: $2,907
Property taxes (est.): $699
Insurance (est.): $350
Estimated Total Monthly
$3,956
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $500,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$494,091$494,091—
2024$489,701$489,701—
2023$505,318$297,168—
2022$424,998$272,425—
2021$321,709$249,932—
2020$272,645$229,484—

2024 property taxes (current owner): $9,575/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 14, 2026Active$524,900
  • Oct 6, 2026Active Under Contract$524,900
  • Oct 1, 2026Price change$524,900−$5,000
  • Sep 15, 2026Price change$529,900−$5,000
  • Sep 2, 2026Price change$534,900−$5,000
  • Aug 16, 2026Price change$539,900−$5,000
  • Aug 5, 2026Price change$544,900−$5,000
  • Jul 12, 2026Price change$549,900−$6,000
  • Oct 28, 2025Listed$555,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.2
836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLCAug 2026$645,000$2753/2.52,343250.2
828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTYSep 2026$778,000$2525/33,083350.3
266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,090,000$3654/32,9831200.4
179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$525,000$2634/22,000390.5
841 Ifield Road, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYJul 2026$680,000$2524/32,697110.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$524,900
Price / Sq Ft$202
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,600
Total Structure Area3,168 sq ft
Acres0.21 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryPalencia Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPalencia
Reported middlePacetti Bay
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address333 Stokes Creek Drive, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size9,147.6 sq ft
Lot Dimensionssee documents tab
Parcel Number0720720730
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Sauna, Security, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedOctober 28, 2025
Days on Market364
HOA Fees$125 / Annually
HOA FrequencyAnnually
HOA NameMarshall Creek
Tax Amount$9,575.16
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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