This home is in River Oaks, Jacksonville.
Active·Listed today·River Oaks
2769 White Oak Lane
Jacksonville, FL 32207
About this home
River Oaks
The perfect Sanmarco residence, where timeless character meets modern refinement - highlighted by a magnificent temperature - controlled saltwater pool designed for year-round enjoyment. Original 1940s heart of pine hardwood floors anchor the home with warmth and history, complemented by beautifully preserved woodwork and trim throughout. Designer updates are seamlessly integrated, beginning with marble flooring in the foyer and continuing into the fully renovated kitchen, featuring marble countertops and custom butler pantry. Several updated light fixtures throughout. Pella windows and doors enhance efficiency, while custom built-ins have been added to the closets for elevated functionality. Upstairs off of the primary features a large Trex deck overlooking the park. A rare blend of historic charm and modern luxury touches in one of Jacksonville's most sought-after neighborhoods.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,284 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 10, 2026Active$1,250,000
- Jul 7, 2026Listed$1,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About River Oaks
River Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.
View all River Oaks homes for sale →Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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