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This home is in River Oaks, Jacksonville.

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Active·Listed today·River Oaks

2769 White Oak Lane

Jacksonville, FL 32207

$1,250,000$440/sqftEst. $6,653/moMLS# 2154392
3
Beds
3
Baths
2,839
Sq Ft
1940
Built
2
Garage
Yes
Pool

About this home

River Oaks

The perfect Sanmarco residence, where timeless character meets modern refinement - highlighted by a magnificent temperature - controlled saltwater pool designed for year-round enjoyment. Original 1940s heart of pine hardwood floors anchor the home with warmth and history, complemented by beautifully preserved woodwork and trim throughout. Designer updates are seamlessly integrated, beginning with marble flooring in the foyer and continuing into the fully renovated kitchen, featuring marble countertops and custom butler pantry. Several updated light fixtures throughout. Pella windows and doors enhance efficiency, while custom built-ins have been added to the closets for elevated functionality. Upstairs off of the primary features a large Trex deck overlooking the park. A rare blend of historic charm and modern luxury touches in one of Jacksonville's most sought-after neighborhoods.

Cost to own

Mortgage calculator

$1,250,000
$250,000
Loan Term
Monthly Payment
$6,653
Principal & Interest: $6,653
Est. Taxes & Insurance: $1,663
Estimated Total Monthly
$8,316
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,653
Property taxesest. at asking price, Duval County$2,041
Estimated total, before insurance$8,694/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,284 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 10, 2026Active$1,250,000
  • Jul 7, 2026Listed$1,250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,250,000
Price / Sq Ft$440
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,839
Acres0.17 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo
Direction FacesSouthwest

Community Information

Address2769 White Oak Lane, Jacksonville, FL 32207
Area011-San Marco
SubdivisionRiver Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size7,405.2 sq ft
Lot Dimensions60 x 124
Parcel Number0823890000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther
ViewProtected Preserve

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Primary Bathroom - Shower No Tub, Wet Bar
AppliancesDishwasher, Electric Range, Freezer
HeatingCentral
CoolingCentral Air
FlooringMarble, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LaundryLower Level

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street
Patio / PorchCovered
FencingFenced
RoofShingle
ConstructionOther
Road FrontageCity Street

Additional Information

Date ListedJuly 10, 2026
Days on Market0
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About River Oaks

River Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all River Oaks homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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