This home is in River Oaks, Jacksonville — a pool home in Jacksonville.
Pending·92 days on market·River Oaks
2769 White Oak Lane
Jacksonville, FL 32207
3 more homes for sale in River Oaks →Search River Oaks on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
River Oaks
The perfect San Marco residence, where timeless character meets modern refinement - highlighted by a magnificent temperature - controlled saltwater pool designed for year-round enjoyment. Original 1940s heart of pine hardwood floors anchor the home with warmth and history, complemented by beautifully preserved woodwork and trim throughout. Designer updates are seamlessly integrated, beginning with marble flooring in the foyer and continuing into the fully renovated kitchen, featuring marble countertops and custom butler pantry. Several updated light fixtures throughout. Pella windows and doors enhance efficiency, while custom built-ins have been added to the closets for elevated functionality. Upstairs off of the primary features a large Trex deck overlooking the park. A rare blend of historic charm and modern luxury touches in one of Jacksonville's most sought-after neighborhoods.
Next steps in River Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,284 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The coolest diagonal for a lanai; a pool here trades warmth for comfort.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Sep 17, 2026Pending$1,250,000
- Aug 25, 2026Active Under Contract$1,250,000
- Jul 10, 2026Active$1,250,000
- Jul 7, 2026Listed$1,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $468/sq ft; this home is listed at $440/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2782 Green Bay Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $1,820,000 | $518 | 5/5.5 | 3,511 | 31 | 0.1 |
| 2743 Green Bay Lane, Jacksonville, FL 32207Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $1,350,000 | $370 | 4/3.5 | 3,645 | 216 | 0.1 |
| 2564 Pineridge Road, Jacksonville, FL 32207Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $675,000 | $306 | 3/2.5 | 2,205 | 8 | 0.3 |
| 2527 Pineridge Road, Jacksonville, FL 32207Listed by PETRA MANAGEMENT INC. | Aug 2026 | $1,550,000 | $468 | 4/3.5 | 3,314 | 11 | 0.3 |
| 944 Elder Lane, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $2,600,000 | $738 | 4/4 | 3,521 | 7 | 0.3 |
| 2405 Pineridge Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLC | Aug 2026 | $720,000 | $274 | 3/2 | 2,623 | 44 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About River Oaks
River Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.
View all River Oaks homes for sale →Keep looking
More homes in River Oaks
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For Sale547 Evening Sky DriveOviedo, FL 32765
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines