This home is in Ponte Vedra Beach — a pool home in Ponte Vedra Beach.
Sold·Closed Sep 22, 2026·116 days on market·Recent sales in Ponte Vedra Beach
104 Lost Beach Lane
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Discover elegance and modern luxury in Ponte Vedra Beach just steps from the white sands along the Atlantic Ocean - a rare gem located east of A1A. This completely remodeled 6 bedroom, 7 bath family home offers an open-concept timeless design situated on a private cul-de-sac street walkable to the beach and Ponte Vedra Boulevard. Step inside to a breathtaking view of the backyard oasis through new PGT sliders that open up to a generous outdoor entertainment space with a summer kitchen, gas fireplace, new cabana bath, and fully renovated pool and hot tub with all new mechanicals. The lush new landscaping offers a tranquil escape with trees that will reach 14' tall lining the fenced backyard fulfilling complete privacy in just a few short months. The newly designed gourmet kitchen features a large waterfall island with counter-height seating, quartz countertops, Subzero french door refrigerator, Wolf induction range with custom hood, microwave and additional wall oven.
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,151,386 | $1,151,386 | — |
| 2024 | $933,045 | $933,045 | — |
| 2023 | $933,868 | $873,325 | — |
| 2022 | $885,891 | $793,932 | — |
| 2021 | $721,756 | $721,756 | — |
| 2020 | $684,001 | $684,001 | — |
2024 property taxes (current owner): $12,186/yr
Estimated taxes if purchased at asking price: ~$35,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 29, 2026Closed$2,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $590/sq ft; this home is listed at $653/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1036 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $2,800,000 | $932 | 4/3.5 | 3,003 | 12 | 0.8 |
| 112 Magnolia Hammock Drive, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $1,450,000 | $382 | 5/4 | 3,795 | 7 | 0.9 |
| 1246 Neck Road, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS | Sep 2026 | $2,500,000 | $590 | 5/4.5 | 4,236 | 0 | 0.9 |
| 1244 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Oct 2026 | $1,750,000 | $710 | 3/2.5 | 2,465 | 151 | 1.3 |
| 2642 Long Boat Court S, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,907,764 | $538 | 4/3.5 | 3,544 | 4 | 1.3 |
| 240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC. | Oct 2026 | $1,400,000 | $554 | 3/3 | 2,526 | 36 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines