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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stillwater, St. Johns — a golf course home in St. Johns County.

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Sold

Sold·Closed Mar 25, 2026·202 days on market·Recent sales in Stillwater·Stillwater

1560 Stillwater Boulevard

St. Johns, FL 32259

$329,900sold priceListed at $329,900 · 100% of asking$190/sqftMLS# 2106071
3
Beds
2
Baths
1,737
Sq Ft
2023
Built
2
Garage
No
Pool

26 more homes for sale in Stillwater →Search Stillwater on the map

HOA $711/mo6,098 sqft lotSingle Family Residence1 story

About this home

Stillwater

Welcome to Stillwater - a gated 55+ Community with its Bobby Weed designed golf course, pro shop, Top Tracer Range, Clubhouse with heated pool, pickleball, tennis, Bocce Ball, Fitness Center & full-service Restaurant. Lawn care and landscaping is handled by HOA leaving you free to participate in unlimited golf or other leisure activities. 2-year-old home with 3 bedrooms plus dedicated study with French doors, 2 bathrooms, 2 car attached garage, screened lanai and open concept kitchen and family room is better than brand new. Owners have added Closet Organizers in 3 bedrooms, plus pantry; Shelf Genies in Kitchen, Laundry Room Sink & Cabinets, skirting around lanai to keep out grass cuttings, Plantation Shutters, Knob Pulls & Handles, Towel Bars, Grab Bars, Refrigerator, Speed Queen Washer & Dryer & Water Softener. Lightly lived in for 18 months & turnkey ready.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,827
Property taxesest. at asking price, St. Johns County$439
HOAbilled monthly$711
Estimated total, before insurance$2,977/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,647/yr · $721/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,900
$65,980
Loan Term
Monthly Payment
$1,827
Principal & Interest: $1,827
Property taxes (est.): $439
Insurance (est.): $220
Estimated Total Monthly
$2,486
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,647/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2025Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1578 Stillwater Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$375,000$1993/21,8861740
1502 Stillwater Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$539,000$2663/32,027360.1
154 Dogleg Run, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSSep 2026$320,000$1982/21,6201940.3
483 Murphys Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$308,000$2052/21,503380.5
2448 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$645,000$3013/22,14130.7
27 Willow Winds Parkway, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$450,000$2164/32,08740.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,900
Price / Sq Ft$190
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,737
Total Structure Area2,402 sq ft
Acres0.14 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
Direction FacesWest

Community Information

Address1560 Stillwater Boulevard, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStillwater
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,098.4 sq ft
Parcel Number0098622440

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Developer, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Patio / PorchPatio, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 28, 2025
Days on Market202
HOA Fees$711 / Monthly
HOA FrequencyMonthly
HOA NameStillwater Community Association
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$8,646.83
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: ROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stillwater

Stillwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Stillwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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