This home is in Stillwater, St. Johns — a gated community home in St. Johns County.
Active·169 days on market·Stillwater
312 Stillwater Boulevard
St. Johns, FL 32259
25 more homes for sale in Stillwater →Search Stillwater on the map
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About this home
Stillwater
GOLF IS INCLUDED--and so is the lifestyle! Located in Stillwater, a gated 55+ active-adult golf community in St. Johns, this move-in-ready home offers bundled golf, resort-style amenities and lawn maintenance for a lifestyle designed around enjoying more and maintaining less. This 2-bedroom, 2-bath home with a versatile flex room offers 1,710 square feet of thoughtfully designed living space. Fresh interior paint and enhanced lighting create a bright, inviting feel, while the open-concept layout makes everyday living and entertaining easy. The kitchen features quartz countertops and a gas range and flows seamlessly into the main living area. The flex room with custom built-ins provides the perfect space for a home office, hobby room or additional sitting area. The spacious primary suite features an updated bath with quartz countertops, a frameless glass shower and stylish barn door.
Next steps in Stillwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,707 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 13 mi · 80 parking spaces
Closest park or preserve
Gourd Island Conservation Area11 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 5 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 6 mi · St. Johns River
Closest youth league fields
Durbin Crossing Park9 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $374,900 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $355,400 | $304,678 | — |
| 2024 | $388,589 | $305,935 | — |
| 2023 | $345,568 | $295,568 | — |
| 2022 | $100,800 | $100,800 | — |
2025 property taxes (current owner): $7,463/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Price change$395,000−$5,000
- May 1, 2026Listed$400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3101 E Banister Road, St. Augustine, FL 32092Listed by LOKATION | Sep 2026 | $425,000 | $235 | 3/2 | 1,808 | 31 | 0.5 |
| 80 Dogleg Run, St. Johns, FL 32259Listed by COMPASS FLORIDA LLC | Oct 2026 | $390,000 | $207 | 3/2 | 1,886 | 99 | 1.1 |
| 1578 Stillwater Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $375,000 | $199 | 3/2 | 1,886 | 174 | 1.1 |
| 154 Dogleg Run, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $320,000 | $198 | 2/2 | 1,620 | 194 | 1.1 |
| 4933 Blackhawk Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $675,000 | $304 | 3/2 | 2,219 | 1 | 1.2 |
| 4248 Leaping Deer Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $480,000 | $242 | 3/2 | 1,985 | 81 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DOGWOOD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Stillwater
Stillwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Krista Fracke
Broker Associate
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